Why Didn't I Learn This in School: The Price of Pets

Remember when you never had to worry about all the costs of owning a pet kitten or family dog? Well, you're all grown up now, so it's time for those pet expenses to fall into your paws.

We all know dogs and cats are different -- But how different?

Let's talk about dogs first.

The first year of your puppy's life will be the most expensive between all those one-time costs like adoption fees, spaying and neutering, and doggie gear. Plus, if you want to teach that ball of energy some manners, you'll need to add training supplies and services to the budget. Keep in mind, annual expenses are about $800 -- Including medical cost and food.

EXPLORE MORE: Why Didn't I Learn This in School: DIY Savings Hacks

Dogs need constant care, so if you work out of the house full-time, you may want to consider a dog walker five days a week. However, this expense can add up. Also, make sure you're ready when your next vacation arrives. If your pooch can't join, you'll need to board him at a facility.

Discover the most popular dog breeds:

6 PHOTOS
Most popular dog breeds
See Gallery
Most popular dog breeds
5. Beagle
4. Bulldog
3. Golden retriever 
2. German shepherd
1. Labrador retriever
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Healthy habits like teeth brushing and exercise can prevent emergency expenses, but sadly, most dogs will have at least one $2,000-$4,000 medical bill in their lifetime. Certain breeds can also end up being costlier due to health issues, so do your homework.

So, how much is that doggie in the window? Well, you're looking at roughly $9,400 - $14,000 over a 15 year lifespan.

Now let's talk about cats.

Despite the attitude, cats are low maintenance. They don't need a sitter when you're out all day, and they don't eat like a dog. And since an indoor cat is less prone to illness or emergencies, you probably won't need to tap into that emergency fund as often.

Just like puppies, kittens have first year one-time expenses too, averaging out to about $500. Add that to the annual expenses like food, litter and veterinary care, and you're often spending under $1,000.

Even with additional costs, you'll pay between $8,620 - $11,275 over your furball's 12 to 18 year lifetime.

So now you know the truth about cats and dogs. While they're not free, the expense can be well worth those cuddles and kisses.

RELATED: Learn about different types of hypoallergenic cat breeds:

28 PHOTOS
27 hypoallergenic cat breeds
See Gallery
27 hypoallergenic cat breeds

Nebelung

Coat: Dense, heavy undercoat, long, silky
Max Weight: 11 pounds
Origin: United States

Photo via Getty

Munchkin

Coat: Long or short, plush, silky
Max Weight: 9 pounds
Origin: United States

Photo via Shutterstock

Oriental Longhair

Coat: Long
Max Weight: 10 pounds
Origin: United States

Photo via Alamy

Cymric

Coat: Long or short, dense, heavy undercoat, plush, silky
Max Weight: 13 pounds
Origin: Great Britain

Photo via SMcCandlish/Flickr

Snowshoe

Coat: Plush, short, sleek, soft
Max Weight: 12 pounds
Origin: United States

Photo via Shutterstock

Thai

Coat: Short, flat lying, silky
Max Weight: 12 pounds
Origin: Thailand

Photo via Shutterstock

Sokoke

Coat: Short
Max Weight: 10 pounds
Origin: Kenya

Photo via Alamy

Serengeti

Coat: Short, silky
Max Weight: 15 pounds
Origin: United States

Photo via Shutterstock

Ojos Azules

Coat: Short, silky
Max Weight: 12 pounds
Origin: United States

Photo via Alamy

Minskin

Coat: Short, cashmere-like
Max Weight: 6 pounds
Origin: United States

Photo via Shutterstock

Kurilian Bobtail

Coat: Long or short
Max Weight: 15 pounds
Origin: Russia

Photo via Shutterstock

Highlander

Coat: Soft
Max Weight: 25 pounds
Origin: United States

Photo via Shutterstock

Donskoy

Coat: Bald, brushy, flock, velour
Max Weight: 12 pounds
Origin: Russia

Photo via Shutterstock

California Spangled

Coat: Short
Max Weight: 15 pounds
Origin: United States

Photo via UzielZ/Gatopedia

Chantilly

Coat: Long, silky, soft
Max Weight: 12 pounds
Origin: United States

Photo via Shutterstock

German Rex

Coat: Short, curly, silky
Max Weight: 8 pounds
Origin: Germany

Photo via Alamy

Australian Mist

Coat: Short, resilient, undercoat
Max Weight: 12 pounds
Origin: Australia

Photo via Alamy

Cheetoh

Coat: Glossy, short
Max Weight: 23 pounds
Origin: United States

Photo via Getty

Dragon Li

Coat: Short
Max Weight: 12 pounds
Origin: China

Photo via laweinberger/Flickr

European Shorthair

Coat: Short, dense, sleek, soft
Max Weight: 15 pounds
Origin: Finland

Photo via Getty

Khao Manee

Coat: Short, soft
Max Weight: 10 pounds
Origin: Thailand

Photo via Shutterstock

Mekong Bobtail

Coat: Short, glossy, light undercoat
Max Weight: 10 pounds
Origin: Russia

Photo via Shutterstock

Napoleon

Coat: Long or short, dense, plush
Max Weight: 9 pounds
Origin: United States

Photo via cats-pictures.org

Oriental Bicolor

Coat: Long or short, flat lying, glossy, silky, sleek, straight, undercoat
Max Weight: Not listed
Origin: United States

Photo via Alamy

Ukrainian Levkoy

Coat: Bald
Max Weight: 10 pounds
Origin: Ukraine

Photo via Nickolas Titkov/Flickr

Cyprus Cat

Coat: Dense, sleek
Max Weight: Not listed
Origin: Cyprus

Photo via Alamy

Serrade Petit

Coat: Short, soft
Max Weight: Not listed
Origin: France

Photo via catswallpapers.net

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