Here’s the Salary Needed to Actually Take Home $100K in Every State
If you’ve landed a job making $100K or more, the reality is not all of that money is yours for the keeping.
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Federal income taxes and withholding for Social Security and Medicare will take a chunk. Then state and local taxes can take another bite. That six-figure salary quickly can shrink to a take-home pay of five figures.
So what do you need to earn to actually take home six figures? GOBankingRates determined the exact salary you would need to earn to take home an annual pay of $100,000 in each state after taxes.
Click through to see the salary you really need to take home a six-figure paycheck in every state.
Alabama
Salary needed for $100K: $145,515
Take home salary: 68.72%
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Alaska
Salary needed for $100K: $137,575
Take home salary: 72.69%
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Arizona
Salary needed for $100K: $142,935
Take home salary: 69.96%
Arkansas
Salary needed for $100K: $148,570
Take home salary: 67.31%
California
Salary needed for $100K: $153,700
Take home salary: 65.08%
Colorado
Salary needed for $100K: $146,460
Take home salary: 68.28%
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Connecticut
Salary needed for $100K: $149,100
Take home salary: 67.07%
Delaware
Salary needed for $100K: $149,545
Take home salary: 66.89%
Florida
Salary needed for $100K: $137,290
Take home salary: 72.84%
Georgia
Salary needed for $100K: $148,750
Take home salary: 67.25%
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Hawaii
Salary needed for $100K: $154,165
Take home salary: 64.87%
Idaho
Salary needed for $100K: $147,315
Take home salary: 67.88%
Illinois
Salary needed for $100K: $147,750
Take home salary: 67.68%
Indiana
Salary needed for $100K: $148,975
Take home salary: 67.13%
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Iowa
Salary needed for $100K: $148,700
Take home salary: 67.26%
Kansas
Salary needed for $100K: $148,400
Take home salary: 67.39%
Kentucky
Salary needed for $100K: $150,000
Take home salary: 66.72%
Louisiana
Salary needed for $100K: $145,340
Take home salary: 68.81%
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Maine
Salary needed for $100K: $151,640
Take home salary: 65.95%
Maryland
Salary needed for $100K: $154,850
Take home salary: 64.58%
Massachusetts
Salary needed for $100K: $147,565
Take home salary: 67.77%
Michigan
Salary needed for $100K: $146,080
Take home salary: 68.47%
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Minnesota
Salary needed for $100K: $150,765
Take home salary: 66.33%
Mississippi
Salary needed for $100K: $147,000
Take home salary: 68.03%
Missouri
Salary needed for $100K: $147,030
Take home salary: 68.02%
Montana
Salary needed for $100K: $150,750
Take home salary: 66.34%
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Nebraska
Salary needed for $100K: $149,700
Take home salary: 66.81%
Nevada
Salary needed for $100K: $137,290
Take home salary: 72.84%
New Hampshire
Salary needed for $100K: $137,290
Take home salary: 72.84%
New Jersey
Salary needed for $100K: $148,135
Take home salary: 67.51%
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New Mexico
Salary needed for $100K: $146,250
Take home salary: 68.39%
New York
Salary needed for $100K: $149,535
Take home salary: 66.88%
North Carolina
Salary needed for $100K: $146,900
Take home salary: 68.07%
North Dakota
Salary needed for $100K: $140,960
Take home salary: 70.94%
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Ohio
Salary needed for $100K: $145,450
Take home salary: 68.74%
Oklahoma
Salary needed for $100K: $146,700
Take home salary: 68.17%
Oregon
Salary needed for $100K: $156,280
Take home salary: 63.99%
Pennsylvania
Salary needed for $100K: $146,165
Take home salary: 68.42%
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Rhode Island
Salary needed for $100K: $146,900
Take home salary: 68.07%
South Carolina
Salary needed for $100K: $151,080
Take home salary: 66.20%
South Dakota
Salary needed for $100K: $137,290
Take home salary: 72.84%
Tennessee
Salary needed for $100K: $137,290
Take home salary: 72.84%
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Texas
Salary needed for $100K: $137,290
Take home salary: 72.84%
Utah
Salary needed for $100K: $147,725
Take home salary: 67.70%
Vermont
Salary needed for $100K: $149,800
Take home salary: 66.76%
Virginia
Salary needed for $100K: $148,520
Take home salary: 67.33%
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Washington
Salary needed for $100K: $137,290
Take home salary: 72.84%
West Virginia
Salary needed for $100K: $149,445
Take home salary: 66.92%
Wisconsin
Salary needed for $100K: $148,200
Take home salary: 67.48%
Wyoming
Salary needed for $100K: $137,290
Take home salary: 72.84%
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See What It Takes To Take Home $100K in Your State
Eight states tie for the lowest salary needed to take home $100,000 after taxes — about $137,290. The eight states are Florida, Nevada, New Hampshire, South Dakota, Tennessee, Texas, Washington, Wyoming.
The top five states with the highest salaries needed to take home $100,000 after taxes:
Oregon: $156,280
California: $153,700
Maryland: $154,850
Hawaii: $154,165
Maine: $151,640
Methodology: GOBankingRates determined the salary you would need to take home an annual pay of $100,000 after federal, state and local taxes, plus FICA withholdings. All data was collected on and is up-to-date as-of June 16th, 2023.
This article originally appeared on GOBankingRates.com: Here’s the Salary Needed to Actually Take Home $100K in Every State
