Newest Chase Promotions, Bonuses, Offers and Coupons: August 2022
Getting free money is easier than you might think. One way is by cashing in on bank account sign-up bonuses, such as those offered at Chase. You can earn hundreds of dollars, which you can use to jump-start or boost your savings balance.
If you’ve been considering opening an account at Chase, now may be a good time to check out the bank’s current offers. Read on to explore Chase’s promotions for August 2022.
Checking Account Promotions
If you’re a student, a business owner or just in the market for a new checking account bonus, Chase has something for you.
Chase Secure Banking Offer: $100 Bonus
Chase Secure Banking’s settings mean you won’t overdraw your account, meaning you’ll save big if you typically end up paying overdraft fees. It comes with a monthly fee of $4.95, but there are no check-cashing fees, no fees on money orders or cashier’s checks and no fees to pay bills through Chase Online Bill Pay or to send money through Zelle.
Cash value: $100
Minimum deposit to qualify: N/A
Expiration date: Oct. 19, 2022
How to get it: Open a new Chase Secure Banking account either online through the offer page or in-branch (request a coupon via email through the offer page to apply at a branch) and make 10 qualifying transactions within 60 days of enrolling in the offer. Qualifying transactions include making debit card purchases, paying bills online through Online Bill Pay, using Chase QuickDeposit or sending or receiving money through Zelle.
When you’ll get it: Within 15 days of making the qualifying transactions
Terms and conditions: Must be a new Chase checking customer who has not closed a Chase checking account in the past 90 days or closed one with a negative balance in the past three years. You can’t have claimed another coupon bonus in the past two years, and only one bonus is available per customer. Your account must be open and not restricted to receive the bonus.
Monthly fee: $4.95
Promotion page: Chase Secure Banking $100 bonus offer
Chase Total Checking: $200 Bonus
Signing up for a new Chase Total Checking account can net you a $200 bonus through mid-July. Read on for the full picture:
Cash value: $200
Minimum deposit to qualify: N/A
Expiration date: Oct. 19, 2022
How to get it: Open a new Chase Total Checking account through the offer page and receive a direct deposit of your paycheck, pension or government benefits within 90 days of opening.
When you’ll get it: Within 15 days of receiving a qualifying direct deposit
Terms and conditions: You can’t have an existing Chase checking account, have closed one within the last 90 days, or have closed an account with a negative balance in the last three years. Closing your account within six months will lead to Chase recouping the bonus.
Monthly fee: The Chase Total Checking account comes with a $12 monthly fee, which can be waived by receiving at least $500 in electronic deposits in a month, having a balance of $1,500 at the beginning of each day, or maintaining a combined average balance of $5,000 across eligible Chase accounts daily.
Promotion page: Chase Total Checking bonus offer
Chase College Checking: $100 Bonus
College students between the ages of 17 and 24 will want to check out this offer, which gives a free C-note for opening a new student checking account. Get the details:
Cash value: $100
Minimum deposit to qualify: N/A
Expiration date: Oct. 19, 2022
How to get it: Make 10 qualifying transactions in your new College Checking account within 60 days of applying the coupon. Qualifying transactions include debit card purchases, online bill payments, Zelle and ACH credits, mobile deposits and checks paid.
When you’ll get it: Within 15 days of making the qualifying transactions
Terms and conditions: To qualify for the College Checking account, you must be between 17-24 years old, show a valid student ID or proof of college enrollment/acceptance and provide an expected graduation date.
Monthly fee: For college students between the ages of 17 and 24, there’s no monthly fee from the time of opening the account until graduation, for up to five years.
Promotion page: Chase College Checking bonus offer
Credit Card Promotions
Chase is known for its credit cards, so read on for the best offers for new cardholders, plus ways you can boost your bonus by referring friends.
Chase Sapphire Preferred Credit Card: ($1,000 Value)
The Chase Sapphire Preferred credit card lets you earn double points on dining, grocery store and travel purchases. Redeem the points for travel to get 25% more value, or use them as a statement credit to reduce your balance. New cardholders get even more: 80,000 bonus points if they meet spending requirements. Here’s more:
Cash value: $1,000
Minimum spend to qualify: $4,000
Expiration date: N/A
How to get it: Open a new Chase Sapphire Preferred credit card and use the card to make at least $4,000 in purchases within the first three months.
When you’ll get it: Six to eight weeks after qualifying for bonus
Terms and conditions: This offer is available to new Chase Sapphire cardmembers who have not received a bonus in the last 48 months.
Annual fee:
Boost your bonus: Chase Sapphire Preferred has a referral bonus of 20,000 bonus points per friend referred, up to 100,000 bonus points a year.
Chase Freedom Flex: ($200 Value)
This card offers cash back varying by category. Chase Freedom Flex has 5% cash back up to $1,500 on rotating quarterly categories, plus 5% cash back on travel booked through Chase, 3% cash back on dining and drugstores and 1.5% cash back on all other purchases. Additionally, this card offers no annual fee and offer a 0% introductory APR on purchases for the first 15 months.
The low spend to receive the bonus could be worth exploring if you’re in the market for a new credit card.
Cash value: $200
Minimum spend to qualify: $500
Expiration date: N/A
How to get it: Open a new Chase Freedom Flex card and make $500 in purchases within three months of account opening.
When you’ll get it: Six to eight weeks after qualifying
Terms and conditions: You must not currently hold the card or have previously received an opening bonus for the card in the past 24 months. Balance transfers, fees, interest and various other transactions do not count as purchases (see the offer page for details).
Annual fee:
Boost your bonus: Referring a friend who opens any Freedom card can get you a $100 cash-back bonus, up to $500 per year.
Chase Ink Business Unlimited Credit Card: 75,000 Bonus Points ($750 Value)
The Chase Ink Business Unlimited credit card lets you earn 1.5% cash-back rewards on purchases. Redeem the rewards for cash back, travel and gift cards. Build your rewards balance faster with complimentary employee cards and enjoy zero liability protection. New customers can receive $750 cash back, plus 0% APR on purchases for the first 12 months. Here’s how:
Cash value: $750
Minimum spend to qualify: $7,500
Expiration date: N/A
How to get it: Apply for a new Ink Business Unlimited credit card and make at least $7,500 in purchases within 90 days.
When you’ll get it: Six to eight weeks after meeting requirements
Terms and conditions: The account must be open and in good standing to receive the bonus points. Qualifying purchases do not include balance transfers, wire transfers or cash advances. The account must be open and not in default to receive the bonus.
Annual fee: N/A
Boost your bonus: Ink Business cards have a referral bonus of 20,000 points per business, up to five per year. That’s up to 100,000 bonus points.
Chase Ink Business Cash Credit Card: 75,000 Bonus Points ($750 Value)
With the Chase Ink Business Cash credit card, you’ll earn up to 5% cash back on purchases made in select categories. The card has no annual fee and comes with free employee cards. New account holders also can qualify for a bonus worth $750 and 0% APR on purchases for the first 12 months. Here’s how:
Cash value: $750
Minimum spend to qualify: $7,500
Expiration date: N/A
How to get it: Open a new Ink Business Cash credit card account and make $7,500 in purchases within the first three months.
When you’ll get it: Within six to eight weeks after meeting requirements
Terms and conditions: The account must be open and in good standing to receive the bonus points. Qualifying purchases do not include cash advances, balance transfers and purchases made with convenience checks.
Annual fee: N/A
Chase Refer-A-Friend: Up To $500 Bonus
If you’re already a Chase customer, you can earn extra cash by referring others to open an account. You don’t need any Chase coupons, but you do need to sign up to receive a referral link to share with your friends and family members. You can earn $50 for each qualifying referral — up to $500 per year. Here’s more.
Cash value: Up to $500
Minimum spend to qualify: N/A
Expiration date: None
How to get it: Complete the online form to receive a link to share with friends. Referrals must use the link to open the account.
When you’ll get it: Within 30 days of the referred person meeting requirements
Terms and conditions: Accounts are subject to approval. Both your account and your referral’s account must be open at the bonus payment time.
Monthly fee: N/A
Is Chase the Right Bank for You?
Chase bonuses can be lucrative if you meet the qualifications to open an account and earn the bonus. But that shouldn’t be the only reason you open an account. It’s more important to find a bank that offers products and services that meet your financial needs. Chase is a large, national bank with plenty of branches and convenient ATMs. If you can meet the requirements to avoid hefty fees, it may be worth a second look at what Chase offers.
Jared Nigro contributed to the reporting for this article.
Information on promotions is accurate as of August 2, 2022. Additional requirements may apply. Offers and terms are subject to change.
This article has been updated with additional reporting since its original publication.
This article originally appeared on GOBankingRates.com: Newest Chase Promotions, Bonuses, Offers and Coupons: August 2022
