Monday is the tax deadline. Here's what you need to do

Kaitlyn McCormick, Cherry Hill Courier-Post

Time is running out to file taxes before the April 15 deadline.

Refer to the sections below to learn everything you need to know about requesting an extension, filing your taxes and when to expect your refund.

How to get a tax extension

Need an extension? Fill out a request for an extra six months (Tuesday, Oct. 15) to complete your return.

Filing your taxes late may result in a penalty or interest, and, even if you do request an extension, you'll still need to pay the taxes you owe by their deadline.

By using the IRS Free File tool you can request an automatic tax-filing extension.

You can also get an extension while making your tax payment. Do this by paying all or part of your estimated income tax dues and indicating that the payment is for an extension. This saves you from filing a separate extension form.

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Do I need to file my taxes?

According to the Internal Revenue Service, most U.S. citizens and permanent residents will have to file their taxes.

This includes those who make a gross income over the filing requirement or who have made over $400 in net earnings from self-employment.

Check if you need to file here.

How do I file my taxes?

If you don't opt to hire an accountant to file your return, there are still options available to make the process easier.

IRS Free File:

Taxpayers with an adjusted gross income of $79,000 or less can file electronically using IRS Free File.

IRS Free File is a free, online option for qualifying taxpayers to do their taxes electronically through an IRS-approved partner site.

Find a Free File provider here.

Those with a higher adjusted gross income can use Free File Fillable Forms.

Fillable Forms are free, electronic forms equivalent to a paper 1040.

Access a Fillable Form here.

Documents and info you may need available include:

  • Social Security number or individual tax ID number for yourself and anyone on your return

  • bank account and routing numbers to receive a refund or pay via direct deposit

  • adjusted gross income and exact amount of the refund from your 2022 tax return

  • paycheck stubs

  • bank statements and checks paid to you

  • records of digital access transactions

  • unemployment benefit checks

  • W-2s, 1099s and other tax forms.

New Jersey income tax:

To file your New Jersey resident income tax, visit the online tax filing page.

This is a free resource for residents who don't want to use a paid service.

Documents you may need include:

  • Last year's New Jersey tax return

  • All applicable New Jersey W-2s

  • 1099s

  • Applicable federal schedules

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When will I get my tax refund?

After you file, you can check your refund and return status on the IRS website.

Your refund status will be available:

  • 24 hours after you e-file a current year return

  • 3 or 4 days after you e-file a prior year return

  • 4 weeks after you file a paper return

Refund information is updated overnight, once a day.

Your refund status will be shown as follows:

  • Return received - the IRS has received and is processing your return

  • Refund approved - the IRS has approved your refund and is preparing to issue it by the date shown

  • Refund sent - the IRS sent your refund to your bank account or via mail

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How long does it take to get a tax refund?

After your taxes are filed, the amount of time to get your refund depends on your filing method.

According to the IRS website for tax filing, refunds depositing directly to your bank account can take up to 5 days after issue, while mailed refunds can take up to several weeks.

To check the status of your federal tax return and refund, see here.

For New Jersey income tax returns, electronic returns typically take at least 4 weeks to process, while paper returns can take a minimum of 12 weeks.

To check the status of your New Jersey income tax return and refund, see here.

Kaitlyn McCormick writes about trending issues and community news across South Jersey for the Courier-Post, The Daily Journal and the Burlington County Times. If you have a story she should tell, email her at kmccormick@gannett.com. And subscribe to stay up to date on the news you need.

This article originally appeared on Cherry Hill Courier-Post: Monday is the tax deadline. How to request an extension, file and more

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