How Much It Costs To Live Comfortably in 50 West Coast Cities

RyanJLane / Getty Images
RyanJLane / Getty Images

For millions of Americans, the West Coast simply is the best coast. From the cultural history of sunny California to surfing in Hawaii, the rich musical traditions of Oregon (especially Portland), skiing in Colorado to plentiful hiking opportunities in Washington State, there’s something for almost everyone.

Check Out: A $150K Income Is ‘Lower Middle Class’ In These High-Cost Cities
Read More: 5 Genius Things All Wealthy People Do With Their Money

But picking a place to live requires more than simply deciding whether you want to wax up your surfboard, pay homage to the greats of grunge or take in the glitz of Tinseltown. You’ll need to determine the amount of money that will allow you to live comfortably while paying your rent or meeting other basic needs.

Fortunately, GOBankingRates looked at certain key costs in popular cities across West Coast states to give you a basic rundown of the costs you’ll need to plan for every month.

Strekoza2 / Getty Images
Strekoza2 / Getty Images

Klamath Falls, Oregon

  • Average Monthly Mortgage: $1,639

  • Average Monthly Grocery Costs: $462

  • Average Monthly Healthcare Costs: $486

  • Average Monthly Utilities Costs: $356

  • Average Monthly Transportation Costs: $398

Find Out: How Much Household Income Will Be Considered Upper Middle Class in 5 Years?
Learn More: How Far a $100,000 Salary Goes in America’s 50 Largest Cities

Real Window Creative / Shutterstock.com
Real Window Creative / Shutterstock.com

Yakima, Washington

  • Average Monthly Mortgage: $1,960

  • Average Monthly Grocery Costs: $470

  • Average Monthly Healthcare Costs: $424

  • Average Monthly Utilities Costs: $313

  • Average Monthly Transportation Costs: $591

Explore More: What Income Level Is Considered Middle Class in Your State?

will_snyder_ / Getty Images/iStockphoto
will_snyder_ / Getty Images/iStockphoto

Roseburg, Oregon

  • Average Monthly Mortgage: $2,003

  • Average Monthly Grocery Costs: $470

  • Average Monthly Healthcare Costs: $518

  • Average Monthly Utilities Costs: $312

  • Average Monthly Transportation Costs: $421

Alani Selvey / Shutterstock.com
Alani Selvey / Shutterstock.com

Longview, Washington

  • Average Monthly Mortgage: $2,147

  • Average Monthly Grocery Costs: $473

  • Average Monthly Healthcare Costs: $496

  • Average Monthly Utilities Costs: $255

  • Average Monthly Transportation Costs: $522

jmoor17 / Shutterstock.com
jmoor17 / Shutterstock.com

Lebanon, Oregon

  • Average Monthly Mortgage: $2,206

  • Average Monthly Grocery Costs: $472

  • Average Monthly Healthcare Costs: $466

  • Average Monthly Utilities Costs: $309

  • Average Monthly Transportation Costs: $453

gustavofrazao / iStock.com
gustavofrazao / iStock.com

The Dalles, Oregon

  • Average Monthly Mortgage: $2,189

  • Average Monthly Grocery Costs: $473

  • Average Monthly Healthcare Costs: $499

  • Average Monthly Utilities Costs: $321

  • Average Monthly Transportation Costs: $407

Discover More: Net Worth for Baby Boomers: How To Tell Whether You’re Poor, Middle Class, Upper Middle Class or Rich

christiannafzger / Getty Images/iStockphoto
christiannafzger / Getty Images/iStockphoto

Walla Walla, Washington

  • Average Monthly Mortgage: $473

  • Average Monthly Grocery Costs: $473

  • Average Monthly Healthcare Costs: $425

  • Average Monthly Utilities Costs: $321

  • Average Monthly Transportation Costs: $419 

benedek / Getty Images
benedek / Getty Images

Spokane, Washington

  • Average Monthly Mortgage: $2,197

  • Average Monthly Grocery Costs: $470

  • Average Monthly Healthcare Costs: $412

  • Average Monthly Utilities Costs: $296

  • Average Monthly Transportation Costs: $737

J.D.S. / Shutterstock.com
J.D.S. / Shutterstock.com

Pasco, Washington

  • Average Monthly Mortgage: $2,352

  • Average Monthly Grocery Costs: $473

  • Average Monthly Healthcare Costs: $417

  • Average Monthly Utilities Costs: $318

  • Average Monthly Transportation Costs: $487

Manuela Durson / Shutterstock.com
Manuela Durson / Shutterstock.com

Grants Pass, Oregon

  • Average Monthly Mortgage: $2,315

  • Average Monthly Grocery Costs: $477

  • Average Monthly Healthcare Costs: $495

  • Average Monthly Utilities Costs: $332

  • Average Monthly Transportation Costs: $415

Read Next: ​​Here’s What the US Minimum Wage Was the Year You Were Born

redfishweb / Getty Images/iStockphoto
redfishweb / Getty Images/iStockphoto

Pullman, Washington

  • Average Monthly Mortgage: $2,437

  • Average Monthly Grocery Costs: $479

  • Average Monthly Healthcare Costs: $438

  • Average Monthly Utilities Costs: $320

  • Average Monthly Transportation Costs: $361

Christopher Michel / Flickr.com
Christopher Michel / Flickr.com

North Pole, Alaska

  • Average Monthly Mortgage: $1,782

  • Average Monthly Grocery Costs: $642

  • Average Monthly Healthcare Costs: $624

  • Average Monthly Utilities Costs: $503

  • Average Monthly Transportation Costs: $536

©Shutterstock.com
©Shutterstock.com

Spokane Valley, Washington

  • Average Monthly Mortgage: $2,282

  • Average Monthly Grocery Costs: $474

  • Average Monthly Healthcare Costs: $412

  • Average Monthly Utilities Costs: $306

  • Average Monthly Transportation Costs: $738

gustavofrazao / iStock.com
gustavofrazao / iStock.com

Central Point, Oregon

  • Average Monthly Mortgage: $2,315

  • Average Monthly Grocery Costs: $476

  • Average Monthly Healthcare Costs: $513

  • Average Monthly Utilities Costs: $342

  • Average Monthly Transportation Costs: $458

Find Out: Net Worth for US Families: How To Tell if You’re Poor, Middle Class, Upper Middle Class or Rich

Wirestock / Getty Images
Wirestock / Getty Images

Fresno, California

  • Average Monthly Mortgage: $2,216

  • Average Monthly Grocery Costs: $471

  • Average Monthly Healthcare Costs: $454

  • Average Monthly Utilities Costs: $426

  • Average Monthly Transportation Costs: $639

LPETTET / Getty Images/iStockphoto
LPETTET / Getty Images/iStockphoto

Bakersfield, California

  • Average Monthly Mortgage: $2,232

  • Average Monthly Grocery Costs: $470

  • Average Monthly Healthcare Costs: $447

  • Average Monthly Utilities Costs: $423

  • Average Monthly Transportation Costs: $644  

Sean Kurdziolek / Shutterstock.com
Sean Kurdziolek / Shutterstock.com

Fairbanks, Alaska

  • Average Monthly Mortgage: $1,707

  • Average Monthly Grocery Costs: $632

  • Average Monthly Healthcare Costs: $624

  • Average Monthly Utilities Costs: $508

  • Average Monthly Transportation Costs: $790

DenisTangneyJr / Getty Images/iStockphoto
DenisTangneyJr / Getty Images/iStockphoto

Visalia, California

  • Average Monthly Mortgage: $2,187

  • Average Monthly Grocery Costs: $472

  • Average Monthly Healthcare Costs: $562

  • Average Monthly Utilities Costs: $412

  • Average Monthly Transportation Costs: $546

Check Out: Housing Market 2024: Home Prices Are Plummeting in 10 Formerly Overpriced Housing Markets

jmoor17 / Shutterstock.com
jmoor17 / Shutterstock.com

Woodburn, Oregon

  • Average Monthly Mortgage: $2,392

  • Average Monthly Grocery Costs: $476

  • Average Monthly Healthcare Costs: $452

  • Average Monthly Utilities Costs: $310

  • Average Monthly Transportation Costs: $596

GarysFRP / Getty Images/iStockphoto
GarysFRP / Getty Images/iStockphoto

Albany, Oregon

  • Average Monthly Mortgage: $2,409

  • Average Monthly Grocery Costs: $476

  • Average Monthly Healthcare Costs: $466

  • Average Monthly Utilities Costs: $312

  • Average Monthly Transportation Costs: $560

gustavofrazao / iStock.com
gustavofrazao / iStock.com

Springfield, Oregon

  • Average Monthly Mortgage: $2,317

  • Average Monthly Grocery Costs: $474

  • Average Monthly Healthcare Costs: $468

  • Average Monthly Utilities Costs: $302

  • Average Monthly Transportation Costs: $715

Grant Wylie / Getty Images/iStockphoto
Grant Wylie / Getty Images/iStockphoto

Medford, Oregon

  • Average Monthly Mortgage: $2,284

  • Average Monthly Grocery Costs: $478

  • Average Monthly Healthcare Costs: $513

  • Average Monthly Utilities Costs: $337

  • Average Monthly Transportation Costs: $676

Discover More: 7 Florida Cities That Could Be Headed for a Housing Crisis

KingWu / Getty Images
KingWu / Getty Images

Salem, Oregon

  • Average Monthly Mortgage: $2,450

  • Average Monthly Grocery Costs: $477

  • Average Monthly Healthcare Costs: $452

  • Average Monthly Utilities Costs: $301

  • Average Monthly Transportation Costs: $600

jmoor17 / Getty Images
jmoor17 / Getty Images

Richland, Washington

  • Average Monthly Mortgage: $2,635

  • Average Monthly Grocery Costs: $483

  • Average Monthly Healthcare Costs: $422

  • Average Monthly Utilities Costs: $300

  • Average Monthly Transportation Costs: $462

gustavofrazao / iStock.com
gustavofrazao / iStock.com

Keizer, Oregon

  • Average Monthly Mortgage: $2,530

  • Average Monthly Grocery Costs: $478

  • Average Monthly Healthcare Costs: $452

  • Average Monthly Utilities Costs: $298

  • Average Monthly Transportation Costs: $602

Parkland, Washington

  • Average Monthly Mortgage: $2,570

  • Average Monthly Grocery Costs: $476

  • Average Monthly Healthcare Costs: $430

  • Average Monthly Utilities Costs: $249

  • Average Monthly Transportation Costs: $704

Explore More: 8 Places Where Houses Are Suddenly Major Bargains 

Erhoman / iStock.com
Erhoman / iStock.com

Wenatchee, Washington

  • Average Monthly Mortgage: $2,702

  • Average Monthly Grocery Costs: $479

  • Average Monthly Healthcare Costs: $458

  • Average Monthly Utilities Costs: $255

  • Average Monthly Transportation Costs: $465

Ceri Breeze / Shutterstock.com
Ceri Breeze / Shutterstock.com

Bremerton, Washington

  • Average Monthly Mortgage: $2,643

  • Average Monthly Grocery Costs: $478

  • Average Monthly Healthcare Costs: $432

  • Average Monthly Utilities Costs: $273

  • Average Monthly Transportation Costs: $584

sanfel / Getty Images
sanfel / Getty Images

Victorville, California

  • Average Monthly Mortgage: $2,462

  • Average Monthly Grocery Costs: $465

  • Average Monthly Healthcare Costs: $423

  • Average Monthly Utilities Costs: $439

  • Average Monthly Transportation Costs: $702

gustavofrazao / iStock.com
gustavofrazao / iStock.com

Dallas, Oregon

  • Average Monthly Mortgage: $2,615

  • Average Monthly Grocery Costs: $478

  • Average Monthly Healthcare Costs: $453

  • Average Monthly Utilities Costs: $301

  • Average Monthly Transportation Costs: $600

Be Aware: I’m a Real Estate Agent: These 5 Cities Are Becoming Unaffordable

EQRoy / Shutterstock.com
EQRoy / Shutterstock.com

Wasilla, Alaska

  • Average Monthly Mortgage: $2,163

  • Average Monthly Grocery Costs: $641

  • Average Monthly Healthcare Costs: $620

  • Average Monthly Utilities Costs: $445

  • Average Monthly Transportation Costs: $644

LPS.1 / Wikimedia Commons
LPS.1 / Wikimedia Commons

Stockton, California

  • Average Monthly Mortgage: $2,543

  • Average Monthly Grocery Costs: $494

  • Average Monthly Healthcare Costs: $491

  • Average Monthly Utilities Costs: $413

  • Average Monthly Transportation Costs: $646

gustavofrazao / iStock.com
gustavofrazao / iStock.com

McMinnville, Oregon

  • Average Monthly Mortgage: $2,720  

  • Average Monthly Grocery Costs: $480

  • Average Monthly Healthcare Costs: $439

  • Average Monthly Utilities Costs: $284

  • Average Monthly Transportation Costs: $694

jmoor17 / Getty Images
jmoor17 / Getty Images

Modesto, California

  • Average Monthly Mortgage: $2,538

  • Average Monthly Grocery Costs: $494

  • Average Monthly Healthcare Costs: $488

  • Average Monthly Utilities Costs: $425

  • Average Monthly Transportation Costs: $660

Read Next: In Less Than a Decade, You Won’t Be Able To Afford Homes in These ZIP Codes

Tumwater, Washington

  • Average Monthly Mortgage: $2,832

  • Average Monthly Grocery Costs: $482

  • Average Monthly Healthcare Costs: $425

  • Average Monthly Utilities Costs: $281

  • Average Monthly Transportation Costs: $530

Lacey, Washington

  • Average Monthly Mortgage: $2,803

  • Average Monthly Grocery Costs: $478

  • Average Monthly Healthcare Costs: $425

  • Average Monthly Utilities Costs: $282

  • Average Monthly Transportation Costs: $582

Sean Pavone / Getty Images/iStockphoto
Sean Pavone / Getty Images/iStockphoto

Tacoma, Washington

  • Average Monthly Mortgage: $2,726

  • Average Monthly Grocery Costs: $481

  • Average Monthly Healthcare Costs: $430

  • Average Monthly Utilities Costs: $257

  • Average Monthly Transportation Costs: $750

GarysFRP / iStock.com
GarysFRP / iStock.com

Eugene, Oregona

  • Average Monthly Mortgage: $2,696

  • Average Monthly Grocery Costs: $480

  • Average Monthly Healthcare Costs: $468

  • Average Monthly Utilities Costs: $308

  • Average Monthly Transportation Costs: $716

Check Out: Barbara Corcoran Says, ‘Forget About Florida,’ Move Here for Cheap Homes

Rocky Grimes / Shutterstock.com
Rocky Grimes / Shutterstock.com

Anchorage, Alaska

  • Average Monthly Mortgage: $2,272

  • Average Monthly Grocery Costs: $581

  • Average Monthly Healthcare Costs: $611

  • Average Monthly Utilities Costs: $410

  • Average Monthly Transportation Costs: $801

Spanaway, Washington

  • Average Monthly Mortgage: $2,773

  • Average Monthly Grocery Costs: $479

  • Average Monthly Healthcare Costs: $430

  • Average Monthly Utilities Costs: $265

  • Average Monthly Transportation Costs: $753

Rigucci / Shutterstock.com
Rigucci / Shutterstock.com

Gresham, Oregon

  • Average Monthly Mortgage: $2,676  

  • Average Monthly Grocery Costs: $480

  • Average Monthly Healthcare Costs: $442

  • Average Monthly Utilities Costs: $314

  • Average Monthly Transportation Costs: $813

Lakewood, Washington

  • Average Monthly Mortgage: $2,830

  • Average Monthly Grocery Costs: $477

  • Average Monthly Healthcare Costs: $430

  • Average Monthly Utilities Costs: $263

  • Average Monthly Transportation Costs: $689

Explore More: ​ChatGPT Unveils: 5 Worst Cities to Buy a House in 2024

Veronaa / Getty Images/iStockphoto
Veronaa / Getty Images/iStockphoto

Lancaster, California

  • Average Monthly Mortgage: $2,684

  • Average Monthly Grocery Costs: $468

  • Average Monthly Healthcare Costs: $433

  • Average Monthly Utilities Costs: $439

  • Average Monthly Transportation Costs: $691

DenisTangneyJr / Getty Images/iStockphoto
DenisTangneyJr / Getty Images/iStockphoto

San Bernardino, California

  • Average Monthly Mortgage: $2,787

  • Average Monthly Grocery Costs: $467

  • Average Monthly Healthcare Costs: $423

  • Average Monthly Utilities Costs: $414

  • Average Monthly Transportation Costs: $645  

redisant / Flickr.com
redisant / Flickr.com

Palmer, Alaska

  • Average Monthly Mortgage: $2,283

  • Average Monthly Grocery Costs: $639

  • Average Monthly Healthcare Costs: $620

  • Average Monthly Utilities Costs: $513

  • Average Monthly Transportation Costs: $705  

John Callery / Getty Images/iStockphoto
John Callery / Getty Images/iStockphoto

Olympia, Washington

  • Average Monthly Mortgage: $3,012

  • Average Monthly Grocery Costs: $482

  • Average Monthly Healthcare Costs: $425

  • Average Monthly Utilities Costs: $282

  • Average Monthly Transportation Costs: $528

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Rex_Wholster / Getty Images/iStockphoto
Rex_Wholster / Getty Images/iStockphoto

Redmond, Oregon

  • Average Monthly Mortgage: $2,920

  • Average Monthly Grocery Costs: $478

  • Average Monthly Healthcare Costs: $477

  • Average Monthly Utilities Costs: $331

  • Average Monthly Transportation Costs: $533

©Shutterstock.com
©Shutterstock.com

Vancouver, Washington

  • Average Monthly Mortgage: $2,887

  • Average Monthly Grocery Costs: $481

  • Average Monthly Healthcare Costs: $444

  • Average Monthly Utilities Costs: $282

  • Average Monthly Transportation Costs: $755

Manny Chavez / Getty Images/iStockphoto
Manny Chavez / Getty Images/iStockphoto

Sacramento, California

  • Average Monthly Mortgage: $2,771

  • Average Monthly Grocery Costs: $498

  • Average Monthly Healthcare Costs: $507

  • Average Monthly Utilities Costs: $373

  • Average Monthly Transportation Costs: $746

Strekoza2 / Getty Images/iStockphoto
Strekoza2 / Getty Images/iStockphoto

Milwaukie, Oregona

  • Average Monthly Mortgage: $2,923

  • Average Monthly Grocery Costs: $482

  • Average Monthly Healthcare Costs: $445

  • Average Monthly Utilities Costs: $315

  • Average Monthly Transportation Costs: $736

Jacob Wade contributed to the reporting for this article.

Methodology: For this study, GOBankingRates found the amount needed to live comfortably in 20 West Coast cities. First GOBankingRates analyzed the 50 most populated cities from the West Coast states; AK, CA, WA, OR, and HI. For the city to qualify it had to have all the data points or it would be removed from the list. First GOBankingRates found the total population of each city as sourced from the US Census American Community Survey. For each city on the list a number of factors were found including; total population/households/median household income all sourced from the US Census American Community Survey, the average home value from January 2024 and average rent cost as sourced from the Zillow Home Value Index and the Zillow Observed Rental Index, cost of living indexes as sourced from Sperlings BestPlaces, the 30 year national fixed rate mortgage as sourced from the Federal Reserve Economic Data, and the livability index as sourced from AreaVibes. The final results were sorted from cheapest to most expensive in terms of total cost of living. All data was collected on and is up to date as of April 9th, 2024.

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This article originally appeared on GOBankingRates.com: How Much It Costs To Live Comfortably in 50 West Coast Cities

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