How to raise your credit score by 100 points (almost) overnight

Your credit score can have a big impact on your finances — particularly the amount of credit available to you. Credit scores are used by lenders of all kinds — including credit cards and mortgage companies — when they decide to lend you money.

Your credit score is not a static number and it changes frequently based on financial behavior. Late or missed credit card payments, foreclosure and maxed out credit cards all negatively impact your credit score. The good news is that you can take certain actions to raise your credit score.

Click through to find out ways to raise your credit score in 2018 — and how to do it (almost) overnight.