20 cities where retirees are struggling to get by

It can be difficult to get by in retirement. For many, finding the extra space in the budget to routinely contribute to a 401k or IRA just wasn’t possible, so retirement means living on a fixed income and relying on Social Security.

And depending on where you live, your city might be a big part of why it’s so hard to make ends meet after you retire, according to a study from GOBankingRates. After closely examining things like average income for retirees, the cost and availability of quality healthcare, the housing market in the area and the poverty rate among seniors, the study determined which 20 cities are the toughest for retirees.

Click through to see the cities where retirees are struggling.

This article originally appeared on GOBankingRates.com: 20 Cities Where Retirees Are Struggling to Get By