The 50 worst US cities for retirement

  • Certain US cities are the worst places to live when you retire, according to a recent ranking.
  • Choosing the best place to retire in the US meansweighing affordability, quality of life, activities, and health care.
  • More than 20 of the 50 worst cities for retirement are in California.

Your golden years may be better spent in some places than others.

That's according to a report from WalletHub, which ranked the 150 largest US cities for their suitability for retirement.

Unlike working years, retirement is often filled with trips to the doctor's office and leisure time. In the twilight of life, reliable health care and low-cost happiness are important benchmarks when determining where to live.

Taking that into account, Wallethub scored each city on its list based on affordability, activities, quality of life, and health care. The four categories were weighted equally, and each city was given a total score and then ranked, with the lowest overall score designating the worst city. Wallethub used data for the city only, not the surrounding metro area.

Having a high score in one or two categories isn't enough to stay off the list of worst places to live in retirement. Instead, having a balanced approach between the four measurements is important.

San Jose, for example, ranks in the top 10 for quality of life and the top 15 for health care, but still manages to be one of the 50 worst cities for retirement because of its relative lack of activities and affordability. California cities account for 22 of the 50 worst places to retire, likely due to the high cost of living in the Golden State.

Keep reading to see the worst places to retire in the US, according to Wallethub. We've included the total score for each city, out of a possible 100, as well as its individual ranking for each of the four categories.

49 PHOTOS
The worst U.S. cities for retirement
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The worst U.S. cities for retirement

50. Buffalo, New York

Total score: 45.26

Affordability: 85

Activities: 61

Quality of life: 84

Health care: 123 

Photo credit: Getty

49. Arlington, Texas

Total score: 45.16

Affordability: 46

Activities: 118

Quality of life: 68

Health care: 82 

Photo credit: Getty

48. Glendale, California

Total score: 45.10

Affordability: 135

Activities: 99

Quality of life: 4

Health care: 37 

Photo credit: Getty

47. Corpus Christi, Texas

Total score: 44.95

Affordability: 16

Activities: 74

Quality of life: 104

Health care: 147 

Photo credit: Getty

46. North Las Vegas, Nevada

Total score: 44.84

Affordability: 22

Activities: 133

Quality of life: 37

Health care: 135 

Photo credit: AOL 

45. Tacoma, Washington

Total score: 44.65

Affordability: 95

Activities: 54

Quality of life: 136

Health care: 94 

Photo credit: Getty

44. Boston, Massachusetts

Total score: 44.61

Affordability: 146

Activities: 24

Quality of life: 40

Health care: 65 

Photo credit: Getty

43. Toledo, Ohio

Total score: 44.32

Affordability: 39

Activities: 116

Quality of life: 131

Health care: 88 

Photo credit: Getty

42. Spokane, Washington

Total score: 44.27

Affordability: 96

Activities: 76

Quality of life: 105

Health care: 112 

Photo credit: Getty

41. Santa Rosa, California

Total score: 44.11

Affordability: 143

Activities: 70

Quality of life: 10

Health care: 54 

Photo credit: Getty

40. Anchorage, Alaska

Total score: 44.04

Affordability: 120

Activities: 71

Quality of life: 82

Health care: 30 

Photo credit: Getty

39. Irving, Texas

Total score: 44.03

Affordability: 46

Activities: 122

Quality of life: 78

Health care: 95

38. Norfolk, Virginia

Total score: 44.01

Affordability: 53

Activities: 78

Quality of life: 108

Health care: 117 

Photo credit: Getty

37. Wichita, Kansas

Total score: 43.94

Affordability: 105

Activities: 67

Quality of life: 121

Health care: 72 

Photo credit: Getty

36. Mobile, Alabama

Total score: 43.70

Affordability: 14

Activities: 104

Quality of life: 135

Health care: 146

 Photo credit: Getty

35. Garland, Texas

Total score: 43.56

Affordability: 46

Activities: 139

Quality of life: 47

Health care: 103 

Photo credit: Getty

34. Fort Wayne, Indiana

Total score: 43.39

Affordability: 73

Activities: 100

Quality of life: 118

Health care: 105 

Photo credit: HuffPost 

33. Santa Clarita, California

Total score: 43.34

Affordability: 135

Activities: 112

Quality of life: 7

Health care: 62 

Photo credit: Getty

31. San Jose, California

Total score: 43.27

Affordability: 145

Activities: 90

Quality of life: 6

Health care: 14 

Photo credit: AOL

30. Newport News, Virginia

Total score: 43.05

Affordability: 53

Activities: 143

Quality of life: 85

Health care: 104 

Photo credit: Getty

29. Columbus, Georgia

Total score: 42.91

Affordability: 25

Activities: 127

Quality of life: 86

Health care: 150 

Photo credit: Getty

28. Garden Grove, California

Total score: 42.46

Affordability: 135

Activities: 120

Quality of life: 24

Health care: 38

27. Moreno Valley, California

Total score: 42.18

Affordability: 88

Activities: 149

Quality of life: 81

Health care: 127 

Photo credit: Getty

26. Vancouver, Washington

Total score: 42.17

Affordability: 119

Activities: 110

Quality of life: 72

Health care: 61 

Photo credit: Getty

25. Aurora, Illinois

Total score: 42.06

Affordability: 126

Activities: 106

Quality of life: 69

Health care: 71 

Photo credit: Getty

24. Indianapolis, Indiana

Total score: 41.95

Affordability: 89

Activities: 82

Quality of life: 144

Health care: 107 

Photo credit: Getty

23. Fremont, California

Total score: 41.56

Affordability: 149

Activities: 137

Quality of life: 3

Health care: 25 

Photo credit: Getty

22. Riverside, California

Total score: 41.56

Affordability: 101

Activities: 131

Quality of life: 91

Health care: 97 

Photo credit: Getty

21. Yonkers, New York

Total score: 41.46

Affordability: 147

Activities: 86

Quality of life: 38

Health care: 64 

Photo credit: Getty

20. Oakland, California

Total score: 40.67

Affordability: 148

Activities: 40

Quality of life: 130

Health care: 26 

Photo credit: Getty

19. Anaheim, California

Total score: 40.53

Affordability: 140

Activities: 109

Quality of life: 49

Health care: 31 

Photo credit: Getty

18. Baltimore, Maryland

Total score: 40.47

Affordability: 112

Activities: 59

Quality of life: 141

Health care: 125 

Photo credit: Getty

17. Oceanside, California

Total score: 40.33

Affordability: 131

Activities: 103

Quality of life: 25

Health care: 96 

Photo credit: Getty

16. Jersey City, New Jersey

Total score: 40.14

Affordability: 122

Activities: 96

Quality of life: 59

Health care: 119 

Photo credit: Getty

15. Ontario, California

Total score: 39.92

Affordability: 100

Activities: 146

Quality of life: 99

Health care: 128 

Photo credit: Getty

14. Oxnard, California

Total score: 39.79

Affordability: 121

Activities: 132

Quality of life: 53

Health care: 118 

Photo credit: Getty

13. Santa Ana, California

Total score: 39.52

Affordability: 140

Activities: 84

Quality of life: 71

Health care: 58 

Photo credit: Getty

12. Bakersfield, California

Total score: 39.23

Affordability: 91

Activities: 123

Quality of life: 96

Health care: 148 

Photo credit: Getty

11. Chula Vista, California

Total score: 39.22

Affordability: 131

Activities: 142

Quality of life: 29

Health care: 73 

Photo credit: AOL

10. Rancho Cucamonga, California

Total score: 39.09

Affordability: 115

Activities: 147

Quality of life: 63

Health care: 121 

Photo credit: Reuters

9. Fontana, California

Total score: 39.00

Affordability: 97

Activities: 150

Quality of life: 89

Health care: 136

 Photo credit: Getty

8. Modesto, California

Total score: 38.99

Affordability: 98

Activities: 140

Quality of life: 97

Health care: 144 

Photo credit: Getty

7.Stockton, California

Total score: 38.79

Affordability: 93

Activities: 121

Quality of life: 126

Health care: 142 

Photo credit: Getty

6. Fresno, California

Total score: 38.68

Affordability: 94

Activities: 128

Quality of life: 119

Health care: 139 

Photo credit: Getty

5. Detroit, Michigan

Total score: 38.41

Affordability: 90

Activities: 79

Quality of life: 149

Health care: 137 

Photo credit: Getty

4. Worcester, Massachusetts

Total score: 36.63

Affordability: 114

Activities: 141

Quality of life: 126

Health care: 124 

Photo credit: Getty

3. San Bernardino, California

Total score: 36.44

Affordability: 71

Activities: 148

Quality of life: 142

Health care: 138 

Photo credit: Getty

2. Providence, Rhode Island

Total score: 32.31

Affordability: 133

Activities: 87

Quality of life: 146

Health care: 143 

Photo credit: AOL 

1. Newark, New Jersey

Total score: 32.23

Affordability: 116

Activities: 108

Quality of life: 150

Health care: 145 

Photo credit: Getty

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