Quick trick could get you your dream job & other must-reads

It's the beginning of the new week, which means a fresh start! Start your week off on the right foot by reading up on these 5 articles from Finance Collective members. From refreshing your goals to looking at your next real estate-related move, these are must-reads!

  1. The Cheapest Ways To Become A Millionaire by Dollar After Dollar: Are you on the verge of becoming a millionaire? Find out the cheapest way to get there.
  2. How To Make Budget Decisions by Couple of Sense: Your budget and financial strategy is crucial not only for how you spend your money in the present, but also for the future.
  3. When to Spend Your Emergency Fund by She Picks Up Pennies: Having an emergency fund is important, but knowing when to use it is vital.
  4. 5 Minute Resume Tricks That Can Land You A Job You Want by Career Geek: Don't miss out on a job just because your resume was missing a simple detail.
  5. When and How to Ask for Discounts on Services by Project Beach Life: Did you know you could be saving money on your typical services? Find out when you should be checking to see if you can save some cash!

RELATED: Myth #4 is super common

6 PHOTOS
5 financial myths that just aren't true
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5 financial myths that just aren't true
#1. "Home are great investments"
"If you're young and are burdened by debt, renting is probably the better bet for you. There's nothing wrong with renting either! Buying a house means putting a LOT of cash down and taking on a mortgage. Mortgages aren't exactly flexible. Then you've got to worry about monthly maintenance, taxes, insurance, etc. Owning a house is expensive, illiquid, and not something you should consider until you are REALLY REALLY REALLY ready." -The Funny Financial Planner
#2. "Investing is only for the wealthy"
"Wrong. Wrong. Wrong. This one just downright annoys me. Maybe you were conditioned to believe this? I'm here to tell you it is a MYTH! Investing is not as complicated as you might think. Sure, there's a learning curve, but with a little help and research you can begin. Maybe you've already begun? Do you have a retirement plan (401k or IRA?), then congratulations, you're already an investor. And guess what?! You don't need $100,000 to start." -The Funny Financial Planner
#3. "A will guarantees your assets will be distributed how you want"
"This is a myth my friends. In fact, if the beneficiaries named in your retirement plans (401k, IRA, Roth IRA, etc.) are different than those you've named in your will...the assets go to the beneficiaries on the retirement accounts and NOT those named in your will. Make sure your will and the beneficiaries you've named on the accounts are in agreement." -The Funny Financial Planner
#4. "I don't want to invest now... I'm trying to time the market"
"'Timing the market' means you think you can figure out the best times to buy low and sell high. Well here's a quote from famed investor Peter Lynch, "I can't recall ever once having seen the name of a market timer on Forbes' annual list of the richest people in the world. If it were truly possible to predict corrections, you'd think somebody would've made billions by doing it." That's all you need to know. It's just not possible. It's best to get in as soon as possible and have a solid, long-term, passive plan, with proper diversification." -The Funny Financial Planner
#5. "I'm too young to worry about retirement"
"Nonsense!!! Time is the best tool you have to build wealth. The longer you wait, the less money you're going to have at retirement. Even if you think it's a long way off and you don't have the money to start now, begin anyway. Do what you can. It will make a HUGE difference in the end. Time coupled with compound interest is pure magic my friends. (Click on the words "compound interest" to see Investopedia's explanation). It's truly the eighth wonder of the world." -The Funny Financial Planner
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