9 ways Siri can be your personal finance assistant

Your Guide to Picking a Financial Advisor

We're still a few years away from having personal robot assistants, but voice-activated applications on most modern smartphones are already making our lives easier. Apps like Apple's Siri or Microsoft's Cortana can be helpful in a number of ways, and are particularly useful as personal finance helpers.

I personally use Siri a lot to help me, and I am always surprised at how much the app can help me get information without the need to even type or search the web myself.

Siri won't make you rich, but it can help you be smarter about your finances without a lot of work. Check out these personal finance tasks that Siri and similar apps can help you with.

RELATED: 8 tips to teach your kids about saving money:

Lessons that teach your kids to save money
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Lessons that teach your kids to save money

Play money-centered board games or games on apps, like Monopoly or Money Race.
It's an interactive and fun way for your kids to learn about basic financial practices without feeling like they're being lectured.

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Give them an allotted amount of cash to spend on lunch each week.
Your child will learn how to budget accordingly throughout the week, figuring out how to balance spending money on food some days vs bringing their own on other days (something that can be directly translated into the adult workplace).

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Have them write down or tell you their absolute dream toy.
Then, show them that it's possible to have that toy if they save x enough money for x amount of weeks.

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Give them an allowance.

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Stick to a set time and date each month for giving your child their allowance.
Practicing giving your children their allowance every other week or on certain dates of each month will help them prepare for set paydays in the working world--it will teach them to budget out and how to know when to save up in anticipation.

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Match your child's savings each month.
This will imitate a 401K and show your child ways in which saving can (literally) pay off.

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Have your kid organize their funds in to different jars to represent different accounts.
Examples could be "Saving", "Spending", "Charity", "Emergency", "College".

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Take your kids grocery shopping and explain certain choices you make with your purchases to them.
Your children will benefit from knowing what's best to purchase name brand vs. generic, why some snacks are better to buy in bulk, etc.

Photo credit: Getty


1. Check Stocks

It's easy to use Siri to track the performance of your investments or the overall stock market. Just say, "I need the stock price for Apple," and Siri will tell you the price and the daily movement. It's also an easy way to check on the ticker symbol.

2. Helping You Calculate the Best Bargain

Quick, what's a better deal? Three 20-ounce cans of juice for $6, or four 24-ounce cans for $9? To find out, you'll need to calculate prices on a per-ounce basis. Asking Siri to perform some simple math will help you learn that the second deal is a little bit better.

3. Driving Directions

Yes, accurate driving directions can help you with your finances. That's because you can plan trips to ensure the shortest route, thus saving you gas. You can also find routes to avoid tolls and bad traffic.

4. Finding the Nearest ATM

You need cash right away, but you'd rather not go to the first ATM you see, because it may not be tied to your bank. To avoid a fee, you can ask Siri to find you the nearest branch of your bank or a surcharge-free ATM.

5. Research Food Ingredients

When you're at the grocery store, you may come across products that like to tout certain ingredients, and you sometimes pay a premium for them. ("Sweetened with agave nectar!") Before you buy, you may want to do a little bit of research on what these ingredients are and whether they are worth paying extra for. Siri and similar apps can help you with this.

6. Set Reminders

You never want to be late paying your bills, and you don't want to be charged for missing things like doctor's appointments. You can use Siri to remind you of important things. All you need to do is tell Siri what you want to be reminded about, and when. ("Remind me to finish this article for Wise Bread at 10 p.m.") There's even location-based reminders, like "Remember to mail the mortgage check when you are near the post office." You can also use Siri to adjust or create to-do lists on your phone.

7. Figure Out Tips

What's 18% of $43.95? And how can you split that four ways? Siri can help you. Siri will even know local taxes, to help you calculate checks before they even come.

8. Find Out How Much Things Cost

Using Siri, you can look up pricing information for a wide range of products. If you simply ask "Find me prices for a Toyota Corolla," it will provide you MSRP and invoice prices, plus other related charges, and even shows a chart with historical price information. It's still not easy to do true comparison shopping, but you'll learn enough to know if a particular store is trying to rip you off.

9. Find Budgeting Apps

If you need some extra personal finance help from your smartphone, Siri can help you find it. A simple query like, "Find me some budgeting apps," will give you a list of saving and money management apps from the app store.

How do you use Siri or Cortana or Google Now to help you stay on top of your finances?

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