What Couples Really Want in Retirement

Grandmother playing with grandson
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By Christine Cauthen

Ah, retirement. That second honeymoon you'll spend lounging around with your main squeeze. Which is who, exactly?

While about 60 percent of men want to hang with their wives during retirement, only 43 percent of wives agree, according to a survey from Fidelity and the Stanford Center on Longevity.

Instead, 70 percent of women cite quality time with grandkids as a big motivator to retire. The survey draws on responses from those ages 55 and up -- and as workers get older, turns out the idea of spending retirement with a spouse loses more of its luster.

Could that be encouraging some employees to stick it out at the office well past 70?

Another thought-provoking survey finding is that about half of Americans plan to stop working on a specific date -- no matter how much they've saved up for retirement.

They've got big plans that involve, well, not really needing to plan anything. Almost 75 percent of respondents expressed that the No. 1 reason for retiring was to have freedom and flexibility, even to simply relax at home.

And if they do take on a side gig or two, 61 percent say it's because they enjoy doing the work and want to feel valued.

Or, just maybe, it's a welcome break from spouse overload. Right, retired wives?

If you're looking to get on the same page as your significant other, here are some tips for talking retirement dreams -- and finances.
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