The Top 7 Most Exclusive Black Cards You Don't Know About
By GoBankingRates staff

Black cards are the most exclusive credit cards on the market, and these rare credit cards are in the pockets of some of the wealthiest citizens around the world. Here's what it takes -- and what you can get.

1. Eurasian Bank Diamond Card

Featuring a 0.02-carat diamond surrounded by a golden heart design, the Eurasian Bank Diamond Card is a sign of wealth and elegance through and through. The black card requirements for this exclusive credit card is you have to be a member of the Eurasian bank in Kazakhstan, and you also have to have $300,000 or more in your bank account.

2. The Visa (V) Signature Card

Visa's true top of the line card is the Visa Signature Card, which features some amazing perks like no preset spending limits; access to special sporting events and concert tickets; VIP access to entertainment venues like Broadway shows and musicals; travel accommodations at spas, hotels and with airlines; and special dining experiences.

3. The Chase (JPM) Sapphire Preferred Card

For those who look for exclusivity but prefer not to bank with Visa or Amex (AXP), there is the Chase Sapphire Preferred Card. The Preferred Card is aimed at households in the United States earning at least $120,000 per year. Big perks include no preset spending limit and a strong rewards program for members. Other notable differences from other black card offerings include: Identity protection; a small $95 per year fee; enhanced travel rewards redemption points; rental insurance; travel protection insurance; emergency travel assistance and extended warranty protection for up to one year.

4. The Black Brazilian MasterCard (MA) from the Santander Group

The Santander Group (BSBR) in Brazil offers the unlimited Brazilian Black MasterCard, which is only issued to members of its private bank with a certain undisclosed amount of funds in their accounts. Currently, it is one of the hottest cards in Latin America -- with only about 3,000 in circulation. Perks of the card include airport lounge access anywhere in the world, private jet discounts, a 24-hour concierge service and an annual fee of $349.

5. The Black Chairman Card from Citigroup (C)

The Citigroup Chairman MasterCard is exclusively for elite cardholders who can afford a $500 annual fee and are currently private, wealthy clients of Smith Barney or Citi Bank. You will have access to the usual perks such as concierge, airport lounge access and various travel accommodations. The biggest perk is the $300,000 credit limit available to the 5 percent of the U.S. population who are lucky enough to own one.

6. The Black Bull Card from Merrill Lynch

With a spending limit of $250,000, the Merrill Lynch Black Card is known for free flight hours on Marquis Jets for cardholders. The card is limited to 5 percent of U.S. residents and offers the usual bells and whistles associated with black cards. The Black Card requirements for this card depends on your credit information and other personal finance information such as assets.

7. The NatWest Black MasterCard

The NatWest Black MasterCard offers an outrageous $1,500,000 spending limit and a Priority Pass to all airport lounges. Annual fees are also a bargain at $395 compared to other black cards. You'll also have the usual black card perks such as 24-hour concierge services and various discounts and accommodations while traveling.
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