After Market: Dow, Nasdaq Composite Inch Up, S&P 500 Dips

Stock market bulls hit the pause button on Tuesday after the recent run of record highs.

The Dow Jones industrial average (^DJI) edged up 2 points to another record high, the Standard & Poor's 500 index (^GPSC) slipped by less than a point, and the Nasdaq composite (^IXIC) added 1 point.

Radio Shack (RSH) tumbled 10 percent after reporting its quarterly loss widened. It also plans to close 200 stores.

Some other retailers posted strong gains. Chico's (CHS) rose 7½ percent on a Financial Times report that the women's fashion chain has held talks to sell itself. Burlington Stores (BURL) gained 5½ percent. It swung to a profit. Pep Boys (PBY) gained 8 percent. Earnings fell short of expectations, but the auto parts chain issued an upbeat sales outlook. Best Buy (BBY) gained 2 percent after boosting its dividend. And Five Below (FIVE) rose 3 percent after naming the head of (WMT) as its new president.

Facebook (FB) also gained, up 4½ percent, on new hire. It brought on the highly respected president of eBay's (EBAY) PayPal unit. EBay fell 2½ percent. By the way, Facebook shares have soared about 170 percent over the past year.

Also in the Internet and social media group, Twitter (TWTR) rose 2½ percent on a Wells Fargo (WFC) upgrade, and LinkedIn (LNKD) gained 4-1/2 percent.

A big deal may be brewing in the beer industry. It's a bit complicated, but follow along. There's talk that Molson Coors (TAP) may be interested in buying MillerCoors. That could depend on whether MillerCoors joint venture partner, SAB Miller (SAB), goes ahead with its planned deal with Anheuser Busch (BUD). On the rumors, Molson Coors is up 5 percent today, SABMiller is up 6 percent and Anheuser Busch is up 3 percent.

Sticking with stuff you drink: Keurig Green Mountain (GMCR) added 1 percent after teaming up with the Subway restaurant chain.

Elsewhere, Achillion Pharmaceuticals (ACHN) rallied for a second straight day, up another 83 percent, after the Food and Drug Administration lifted a hold on its hepatitis C treatment. Achillion shares have soared nearly 190 percent in the past week.

And Receptos (RCPT) soared 37 percent as clinical tests show its multiple sclerosis drug reduces brain lesions.

What to Watch Wednesday:
  • The Treasury Department releases the federal budget for May at 2 p.m. Eastern time.
These major companies are scheduled to release quarterly financial statements:
  • H&R Block (HRB)
  • Restoration Hardware Holdings (RH)
-Produced by Drew Trachtenberg.

The 20 Best Financial Lessons I Learned in My 20s
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After Market: Dow, Nasdaq Composite Inch Up, S&P 500 Dips
What's going to give you more pleasure –- a new flat-screen TV or an out-of-the-country trip with friends or family? I've learned to choose experiences and memories over designer goods and technology.
This is a standard lesson. It's never too early to start saving for retirement. Start putting away small amounts monthly into a Roth Individual Retirement Account today, and automatically  to set yourself up for success tomorrow.
Nobody will look out for you like you look out for you. If you want something, be proactive. Work for it, ask for it and make a plan to get there.
Knowing where your money is going is the first step to controlling your finances. Knowing where it should be going is the second. Actually doing something about it is third.
Whether your employer is offering a company match in a 401(k) that you're not utilizing, or you're not paying off your debt as efficiently as you could be -– stop throwing away perfectly good money!
Having three to six months of expenses set aside for the unexpected car repair, job loss or family emergency is going to make these events a lot easier to handle.
As a 20-something, one of your most important assets is your human capital (or ability to earn an income). The more you learn, grow and challenge yourself, the greater your likelihood to command a higher salary.
 Whether you're giving your time or your earnings, donating in service to others provides opportunity for connection, growth and learning -- and it can be downright humbling.
It's up to you to decide if it's for better or worse. But communication is key and money should be handled by both of you together, not handed off to one partner.
Student loans are a lot more manageable if you start dealing with the accruing interest while you're in college. This will help keep your payments lower, and ensure that you're putting a bigger chunk towards principal upon graduation.
In the event of a car accident, having the right documents and insurance in place will make it easier on you, your family and your loved ones.
Having a savings account to handle surgeries, object removals and stitches can save your credit card the burden.
Check your score annually using a website like and make note of steps you can take to improve it.
Whether it's for bill payments, financial deadlines, interviews or travel. Plan to show up or pay early. This adds an extra layer of time protection against unforeseen circumstances, and it prevents late fees, change fees and just plain looking bad.
Learn to use credit wisely. Don't carry a balance on credit cards unless you understand the true cost of the interest.
Whether it's a new job, an upgraded car, some type of advanced technology or a consulting fee, do your research and know where the market is priced. Look online for rates, discounts (for products) and don't be afraid to ask to be paid more or to pay less. The worst that can happen is you'll be told "no." The best that can happen is that you'll earn or save more.
Don't pretend to understand something if you don't, and don't ever sign a contract without reading it in full. Educate yourself on the ramifications of any financial decision or contract you plan to enter into.
This is just a fact of life, and why I subscribe to the lifelong learning model.
When it comes to money, all work and no play makes it hard to stay motivated on the road to financial freedom. Taking time to celebrate the small wins along the way makes the journey much more enjoyable.
Quantifying goals -- by making them Specific, Measurable, Attainable, Relevant and Timely -- helps to keep you accountable and invested in your progress.
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