Stocks, Cash, and Bonds in Your Retirement Plan

In this edition of The Motley Fool's "Ask a Fool" series, Motley Fool analysts Jason Moser and Brendan Mathews take a question from a reader who asks, "What percentages would be best placed in stocks, cash, or bonds?"

The first question investors need to address is whether they are in the stage of trying to grow their wealth or protect it. Jason also makes the point that The Motley Fool's own Rule Your Retirement service, headed up by Robert Brokamp, is a great resource when looking for more information regarding allocations. While each individual's situation is different, and there is no cookie-cutter method to determining allocations, as individuals grow closer to retirement, their exposure to equities should come down in order to minimize risk. 

How to get even more income during retirement
Social Security plays a key role in your financial security, but it's not the only way to boost your retirement income. In our brand-new free report, our retirement experts give their insight on a simple strategy to take advantage of a little-known IRS rule that can help ensure a more comfortable retirement for you and your family. Click here to get your copy today.

The article Stocks, Cash, and Bonds in Your Retirement Plan originally appeared on

Try any of our Foolish newsletter services free for 30 days. We Fools may not all hold the same opinions, but we all believe that considering a diverse range of insights makes us better investors. The Motley Fool has a disclosure policy.

Copyright © 1995 - 2014 The Motley Fool, LLC. All rights reserved. The Motley Fool has a disclosure policy.

Read Full Story