Vicki Gunvalson reportedly sued by 82-year-old woman for fraud

In hot water. Vicki Gunvalson is reportedly facing a lawsuit over allegations of fraud linked to her insurance company.

According to court documents obtained by The Blast, the Real Housewives of Orange County star, 57, is accused of lying to Joan Lile for more than 20 years. The 82-year-old woman reportedly filed a case against Gunvalson and her company, Coto Insurance and Financial Services, for fraud, breach of fiduciary duty, negligence, intentional infliction of emotional distress and breach of contract.

The website reported that Lile bought a longterm care insurance policy from the reality star in 1996. The customer reportedly claimed that Gunvalson assured her and her husband that the agreement would cover future medical premiums after one of the spouses died.

However, Lile reportedly alleged that the Bravo personality lied about the “Lifetime Waiver of All Premiums of a Surviving Spouse” clause, all while “preying on the confidence and trust” of the couple.

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'Real Housewives of Orange County' star Vicki Gunvalson
WATCH WHAT HAPPENS LIVE WITH ANDY COHEN -- Pictured: Vicki Gunvalson -- (Photo by: Charles Sykes/Bravo/NBCU Photo Bank via Getty Images)
WATCH WHAT HAPPENS LIVE WITH ANDY COHEN -- Pictured: Vicki Gunvalson -- (Photo by: Charles Sykes/Bravo/NBCU Photo Bank via Getty Images)
THE REAL HOUSEWIVES OF ORANGE COUNTY -- Season:13 -- Pictured: (l-r) Gina Kirschenheiter, Emily Simpson, Shannon Beador, Vicki Gunvalson, Tamra Judge, Kelly Dodd -- (Photo by: John Tsiavis/Bravo/NBCU Photo Bank via Getty Images)
WATCH WHAT HAPPENS LIVE WITH ANDY COHEN -- Episode 15066 -- Pictured: (l-r) Lauri Peterson, Vicki Gunvalson -- (Photo by: Isabella Vosmikova/Bravo)
THE REAL HOUSEWIVES OF ORANGE COUNTY -- Season:13 -- Pictured: Vicki Gunvalson -- (Photo by: John Tsiavis/Bravo/NBCU Photo Bank via Getty Images)
THE REAL HOUSEWIVES OF ORANGE COUNTY -- Pictured: (l-r) Tamra Judge, Kelly Dodd, Shannon Beador, Vicki Gunvalson -- (Photo by: Dale Berman/Bravo/NBCU Photo Bank via Getty Images)
WATCH WHAT HAPPENS LIVE WITH ANDY COHEN -- Pictured: Vicki Gunvalson -- (Photo by: Charles Sykes/Bravo/NBCU Photo Bank via Getty Images)
THE REAL HOUSEWIVES OF ORANGE COUNTY -- 'Reunion' -- Pictured: (l-r) Kelly Dodd, Vicki Gunvalson -- (Photo by: Nicole Weingart/Bravo/NBCU Photo Bank via Getty Images)
LOS ANGELES, CA - SEPTEMBER 28: Vicki Gunvalson attends the Vicki Gunvalson And Volante Skincare's Launch Event on September 28, 2017 in Los Angeles, California. (Photo by Amy Graves/Getty Images)
LOS ANGELES, CA - SEPTEMBER 28: Vicki Gunvalson and Steve Lodge attend Vicki Gunvalson And Volante Skincare's Launch Event on September 28, 2017 in Los Angeles, California. (Photo by Amy Graves/Getty Images)
CHICAGO, IL - AUGUST 16: Vicki Gunvalson attends WE tv's LOVE BLOWS Premiere Event at Flamingo Rum Club on August 16, 2017 in Chicago, Illinois. (Photo by Daniel Boczarski/Getty Images for WE tv)
WATCH WHAT HAPPENS LIVE WITH ANDY COHEN -- Episode 14119 -- Pictured: Vicki Gunvalson -- (Photo by: Charles Sykes/Bravo/NBCU Photo Bank via Getty Images)
UNIVERSAL CITY, CA - JULY 10: Vicki Gunvalson visits 'Extra' at Universal Studios Hollywood on July 10, 2017 in Universal City, California. (Photo by Noel Vasquez/Getty Images)
THE REAL HOUSEWIVES OF ORANGE COUNTY -- Episode 1219 -- Pictured: Vicki Gunvalson -- (Photo by: Dale Berman/Bravo/NBCU Photo Bank via Getty Images)
THE REAL HOUSEWIVES OF ORANGE COUNTY -- Season:12 -- Pictured: Vicki Gunvalson -- (Photo by: Tommy Garcia/Bravo/NBCU Photo Bank via Getty Images)
THE REAL HOUSEWIVES OF ORANGE COUNTY -- 'We Have A New Puppet Master' Episode 1204 -- Pictured: (l-r) Vicki Gunvalson, Lydia McLaughlin, Kelly Dodd, Peggy Sulahian -- (Photo by: Nicole Weingart/Bravo/NBCU Photo Bank via Getty Images)
HOLLYWOOD, CA - NOVEMBER 02: Vicki Gunvalson attends the 4th Annual Reality TV Awards at Avalon on November 2, 2016 in Hollywood, California. (Photo by Tara Ziemba/Getty Images)
WATCH WHAT HAPPENS LIVE -- Pictured (l-r): Vicki Gunvalson and Sonja Morgan -- (Photo by: Charles Sykes/Bravo/NBCU Photo Bank via Getty Images)
WATCH WHAT HAPPENS LIVE -- Pictured: Vicki Gunvalson -- (Photo by: Charles Sykes/Bravo/NBCU Photo Bank via Getty Images)
NEW YORK, NY - JUNE 20: TV personality Vicki Gunvalson (L) attends the AOL Build Speaker Series - Vicki Gunvalson, 'The Real Housewives Of Orange County Uncensored' at AOL Studios In New York on June 20, 2016 in New York City. (Photo by Jim Spellman/WireImage)
HOLLYWOOD, CA - JUNE 16: Vicki Gunvalson attends the premiere party for Bravo's 'The Real Housewives of Orange County' 10 Year Celebration at Boulevard3 on June 16, 2016 in Hollywood, California. (Photo by JB Lacroix/WireImage)
THE REAL HOUSEWIVES OF ORANGE COUNTY -- 'The Real Housewives of Orange County' Season 11 Premiere Party in Los Angeles on June 16, 2016 -- Pictured: (l-r) Vicki Gunvalson, Alexis Bellino -- (Photo by: Joe Scarnici/Bravo/NBCU Photo Bank via Getty Images)
WATCH WHAT HAPPENS LIVE -- Pictured: Vicki Gunvalson -- (Photo by: Charles Sykes/Bravo/NBCU Photo Bank via Getty Images)
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According to The Blast, the documents claim that Gunvalson fraudulently and intentionally misrepresented what she sold her customer. Meanwhile, “[Lile] paid ever-increasing premiums yet was ultimately denied the specific benefit on which the purchase of the policy was predicated.”

The papers reportedly state that the benefit “was of the utmost importance to the Liles because Robert Lile was significantly older than Joan Lile and wanted, above all else, to know that his wife would be protected financially upon his passing.”

Robert died in 2017, at which time Joan’s claim was allegedly denied by Coto.

The More Than a Housewife author founded her company, of which she is the president, in 1991.

Gunvalson’s legal trouble comes after drama surrounding her role on Real Housewives. The original cast member denied rumors that she was demoted to a “friend” in the upcoming season 14. “Unless you hear it from me, then it’s simply a rumor,” she tweeted in February, “I am in negotiations.”

She later confirmed that she would appear. “First night of filming for me and @stevelodge_oc in the books,” she wrote. “Season 14 @evolutionusa #bravo #rhoc.”

Us has reached out to Gunvalson’s rep for comment.

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