Somebody just bought a watermelon for $4,700

Some people can't resist the temptation to splurge on a fancy dinner. Then there are others who can't resist the temptation to splurge ¥500,000, or about $4,700, on a rare black watermelon.

According to Mental Floss, that's exactly what happened Tuesday, when a lucky bidder took home a rare melon after an auction in Asahikawa, Japan, at a fresh produce market.

Densuke watermelons are known for their "black and shiny skin as well as their crunchy texture," according to The Japan Times. They're also considered a primo gift in Japan, notorious for fetching high prices, especially when they're part of the country's first harvest of the season. Peak season is usually in July, so this Densuke was prime for the picking.

See photos of the rare Densuke watermelons:

Many consumers couldn't afford such an extravagance. For instance, the average American, at least, doesn't have thousands gathering dust in their savings account and can hardly afford to cover an unexpected expense or emergency. In fact, a survey conducted by the Federal Reserve in 2014 found 47% of Americans said they wouldn't be able to cover a $400 emergency expense. (You can learn how to retrain your brain to cut debt and build savings here.)

And even people with some savings can benefit from carefully considering any splurges they're inclined to make — particularly if they plan to charge the purchase to a credit card. High levels of debt, related to pricey watermelons or otherwise, could wind up hurting your wallet and your credit score.

Before you consider running up any big bills, make sure you know where your credit stands, as it's a huge indicator of your financial standing that can affect your ability to secure a home loan, rental agreement and so much more. You can view two of your credit scores, updated each month, for free on Credit.com. And, if your credit is in lackluster shape, you may be able to improve your score by paying down high credit card balances, disputing any errors with the credit reporting agencies and limiting new credit inquiries.

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This article originally appeared on Credit.com.