The cities where your car is more likely to get stolen

These Cities Are the Worst for Vehicle Thefts

No matter where you live, you're at risk for having your car stolen (pro tip: don't leave your keys in an unattended car like these thousands of people did). But the likelihood is higher in certain places, and you should be particularly wary if you live in California, according to the National Insurance Crime Bureau's latest Hot Spots report.

The report shows the 10 cities with the highest vehicle theft rates in the nation, nine of which were in the Golden State. The report, based on data from the National Crime Information Center and the U.S. Census Bureau, compares population with the number of reported stolen vehicles to establish the cities with the highest per capita car theft rates for 2015.

Having your car stolen is more than just an inconvenience, especially if you're still paying on your auto loan. If you are, it's important that you don't simply stop making payments just because the car is gone and you're waiting for the authorities and/or your insurance company to address your claim. (Doing so could damage your credit, which certainly won't help you when it comes time to buy a replacement car.) Instead, it's a good idea to call your lender to notify them of the theft and to discuss your options.

Also, if your car is stolen, it's important to think about what other information may have been in your car that the thief could get their hands on, like any forms of ID or vehicle registration documents. If these items are gone, too, it's a good idea to notify the authorities and keep an eye on your accounts for any sign of fraud or identity theft. The sooner you spot these problems, the easier it can be to prevent long-lasting damage. (You can monitor your credit for any problems in several ways, one of which is by taking a look at your free credit report summary, updated each month, on

10. Vallejo-Fairfield, California

2015 Thefts: 2,352

Rate: 539.34

9. Riverside-San Bernadino-Ontario, California

2015 Thefts: 25,001

Rate: 556.92

8. Merced, California

2015 Thefts: 1,605

Rate: 597.87

7. Pueblo, California

2015 Thefts: 983

Rate: 600.89

6. Stockton-Lodi, California

2015 Thefts: 4,656

Rate: 641.23

You can see the rest of the cities where your car is more likely to get stolen on

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The cities where your car is more likely to get stolen

17. St. George, Utah, metro area

2014 Population: 151,876
2015 Population: 155,602
Percent Change: 2.5%

(Photo via Getty)

16. Raleigh, North Carolina, metro area

2014 Population: 1,243,035
2015 Population: 1,273,568
Percent Change: 2.5%

(Photo via Getty)

15. College Station-Bryan, Texas, metro area

2014 Population: 242,919
2015 Population: 249,156
Percent Change: 2.6%

(Photo via Getty)

14. Naples-Immokalee-Marco Island, Florida, metro area

2014 Population: 348,355
2015 Population: 357,305
Percent Change: 2.6%

(Photo via Getty)

13. Orlando-Kissimmee-Sanford, Florida, metro area

2014 Population: 2,326,729
2015 Population: 2,387,138
Percent Change: 2.6%

(Photo via Getty)

12. Hilton Head Island-Bluffton-Beaufort, South Carolina, metro area

2014 Population: 202,137
2015 Population: 207,413
Percent Change: 2.6%

(Photo via Getty)

11. North Port-Sarasota-Bradenton, Florida, metro area

2014 Population: 748,795
2015 Population: 768,918
Percent Change: 2.7%

(Photo via Getty)

10. Fort Collins, Colorado, metro area

2014 Population: 324,657
2015 Population: 333,577
Percent Change: 2.7%

(Photo via Getty)

9. Punta Gorda, Florida, metro area

2014 Population: 168,437
2015 Population: 173,115
Percent Change: 2.8%

(Photo via Getty)

8. Bend-Redmond, Oregon, metro area

2014 Population: 170,398
2015 Population: 175,268
Percent Change: 2.9%

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7. Austin-Round Rock, Texas, metro area

2014 Population: 1,943,465
2015 Population: 2,000,860
Percent Change: 3.0%

(Photo via Getty)

6. Greeley, Colorado, metro area

2014 Population: 276,379
2015 Population: 285,174
Percent Change: 3.2%

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5. Odessa, Texas, metro area

2014 Population: 154,399
2015 Population: 159,436
Percent Change: 3.3%

(Photo via Getty)

4. Midland, Texas, metro area

2014 Population: 161,440
2015 Population: 166,718
Percent Change: 3.3%

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3. Cape Coral-Fort Myers, Florida, metro area

2014 Population: 679,233
2015 Population: 701,982
Percent Change: 3.3%

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2. Myrtle Beach-Conway-North Myrtle Beach, South Carolina-North Carolina, metro area

2014 Population: 417,177
2015 Population: 431,964
Percent Change: 3.5%

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1. The Villages, Florida, metro area

2014 Population: 114,000
2015 Population: 118,891
Percent Change: 4.3%

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