How to Save Money in September

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David Paul Morris/Bloomberg via Getty ImagesElectronics and clothing are on sale this month.
By Jon Lal

September is sandwiched between the final days of summer and the cooler months leading up to the holidays, making it a unique shopping season. Take advantage of these great deals and hold off purchasing other items until later in the year when the discounts will significantly increase.

Here's your September shopping guide:

What to buy:

September kicks off with Labor Day, and this three-day weekend is a major sales holiday, as well. You can expect sales events when booking travel and hotels, shopping department stores, buying electronics and more.

First, if you're in the market to buy a vehicle, September is an excellent time to do so. Not only will new models be hitting the lots this month, causing previous years' vehicles to go down in price, but salespeople at car dealerships will be trying to hit their third quarter goals. Use this fact to your advantage and haggle a little harder toward the end of the month.

Another category that unveils new models this month is major appliances. With the exception of refrigerators (their lowest prices can be found in late spring), take advantage of the lower prices as stores clear out last year's models to make room for new.

School begins in late August and early September, which means that school supplies and fall clothing will be discounted shortly afterward. Whether you can wait to buy a few of the kids' notebooks and pencils until the last minute, or you want to restock your own office with supplies, this is a cheap time to do so. Fall clothing featured for back to school will head into clearance later in September.

Throughout the year, jewelry has a few peak seasons, most notably Valentine's Day and the holiday season in December. September is not one of the major "gift giving months" throughout the year, so jewelers are more likely to come down in price if you ask.

If previous years are any indication, Apple will announce a new iPhone this September. As soon as a new iPhone is released, older models will go on sale. You can also find plenty of pre-owned iPhones for sale when Apple fans decide to upgrade. If you prefer Apple and are okay with a slightly older model, this is an ideal time to get a mobile phone.

End-of-summer clearance will put an abundance of warm weather items on sale. From heavy duty equipment like grills and lawn mowers to plants, patio furniture and yard tools, stock up on the summer items you need now and you can find rock-bottom prices, though the selection might be a bit picked over.

Lastly, if you're looking for a romantic getaway, September is an idea time to travel. Between Labor Day and the holiday season is a lighter travel time, so there are tons of discounts and deals. After kids go back to school, resorts are quiet and less crowded. Cruises are cheaper in September and through the fall, right up until Thanksgiving. Amusement parks will have discounts while the weather is still warm right before their closing date, so bring the kids for a day on the weekend and you can get a cheaper ticket. September is known as hurricane season in the Caribbean, but certain parts rarely get storms. Do a little research on weather patterns, and then check out the discounted packages at all-inclusive resorts.

What not to buy:

In September, you might spot a few sales or discounts that look tempting, but will ultimately they pale in comparison to the price drops before the holidays. Avoid buying items that are known for their deep discounts during Black Friday week, including televisions and game systems. You will only end up regretting that you didn't wait a few months for significantly lower prices.

Enjoy what's left of summer and take advantage of the deals September has to offer!

Jon Lal is the founder and CEO of coupons and cash back website BeFrugal.com, which saves shoppers an average of $27 an order thanks to coupons plus an average of 7 percent cash back at more than 4,000 stores.
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