In some cases, you may find it very difficult to obtain auto insurance. Reasons may include:
If you fall into this category, you have a couple of options, according to the Insurance Information Institute:
Obtain coverage with an insurer that specializes in higher-risk insurees.
Your state insurance commission may be able to identify some insurers in your state that underwrite
If you have questions on obtaining "last-resort" insurance coverage, you can contact your state insurance commission. The National Association of Insurance Commissioners maintains a directory
of state offices at its Web site.