12 Days of Christmas Costs $23,439 -- Pear Tree Included

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Ladies dancing at Christmas showYou better stick to singing The 12 Days of Christmas rather than buying all the gifts in the song. By doing so, you'll save $23,439.

That's how much it would cost for everything from a partridge in a pear tree to the 12 drummers drumming, according to PNC Wealth Management's annual Christmas Price Index.If the retail sticker seems high, perhaps you're paying a little too much attention to PNC's publicity-grabbing exercise, but you'd be right. The price is 9.2% higher than 2009, the biggest increase since 2003.

Seven swans-a-swimming for $5,600? Maybe we could buy seven white feather dusters and hope our true love doesn't notice. (For a full 12 days on the cheap, seeWalletPop's guide.)

Don't blame the four calling birds ($599.96), the six geese a-laying ($150) or the eight maids-a-milking ($58) for the jump. They all cost the same as last year.

Save your scorn for those leading the inflation charge in terms of percentage: the three french hens (up 233% to $150), two turtle doves up 78.6% to $100, five golden rings (30% higher at $650), nine ladies dancing (up 15% to $820) and 10 lords-a-leaping (8% more at $4,766).

A partridge in a pear tree ($162), 11 pipers piping ($2,356) and 12 drummers drumming ($2,552) round out the destabilized dozen.

Securing all 12 items online won't provide a break either, according to PNC. You'll spend $34,336, nearly $11,000 more than brick-and-mortar shopping.

For a cutesy video analysis, you can click here for PNC's pop-up storybook. I took notes through the whole thing until I realized there was a press release link. I wish my true love could give me that time back. Now that would be priceless.
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