4 Best Travel Credit Cards for In-Flight Purchases
Different kinds of travelers seek out different kinds of travel credit cards. Some cards offer rewards that cater to frequent flyers. Others let you breeze through security or deliver top deals on hotels and rental cars.
Next: Don’t Book a Vacation on This Day of the Week
Related: 6 Vacation Splurges You’ll Almost Always Regret
But what if you care most about in-flight purchases like food, drinks, streaming media and Wi-Fi?
Well, you won’t find a card designed specifically for that, but a few great travel cards serve that purpose whether they mean to or not — you just have to know where to find them. The following is an introduction to the best travel cards currently on the market for flyers who care most about spending in style while they’re in the air.
The Capital One Venture Suite of Cards
If in-flight purchases are your biggest concern — or you’re just looking for a great all-around travel card with an option for everyone — take your pick from the Capital One Venture card collection.
They all let you pile up unlimited miles that never expire from everyday purchases — including in-flight spending — with extra miles for purchases in certain categories. None have foreign transaction fees. Here’s a look at the Capital One Venture lineup, which makes it easy to find your balance between perks and fees:
VentureOne Rewards: An excellent starter card that doesn’t require you to keep up with rotating categories, VentureOne Rewards gives you 40,000 bonus miles with a $1,000 minimum spend in the first three months, including in-flight purchases. You get 1.25X miles per dollar on all daily purchases and 5X miles per dollar spent on hotels and rental cars booked through Capital One Travel — all with no annual fee. With an 18-month 0% introductory APR, it’s also a solid balance-transfer card.
Venture Rewards: This card has a $95 annual fee, but it offers 75,000 miles as a sign-up bonus — among the best in the industry — with a $4,000 minimum spend in three months. It offers 2X miles on all daily purchases and 5X on rental cars and hotels booked through Capital One Travel.
Venture X Rewards: The tradeoff for this card’s $395 annual fee is a whole bunch of premium travel perks, including 10,000 bonus miles every account anniversary and a $300 annual travel credit — those two perks alone negate the fee. You get the same 75,000 sign-up bonus miles as Venture Rewards after $4,000 spent within the first three months, as well as the same 2X miles on daily purchases. But you get 10X miles on rental cars and hotels booked through Capital One Travel and 5X on flights booked through Capital One Travel.
VentureOne Rewards For Good Credit: The most recent addition to Capital One’s suite of travel cards has more forgiving eligibility standards than the original trio, all of which are open only to applicants with excellent credit. Users enjoy all the rewards of the others, but they don’t get bonus miles or a 0% introductory APR.
The biggest reason that all four of these cards are so good for in-flight purchases is that you can redeem points for all travel-related spending for up to 90 days — including whatever you buy on the plane.
Take Our Poll: Are You Concerned About the Safety of Your Money in Your Bank Accounts?
Chase Sapphire Preferred
With perks that more than outweigh the card’s $95 annual fee, Chase Sapphire Preferred gives you 80,000 bonus points — up from 60,000 — when you spend $4,000 in the first three months. That’s good for $1,000 in travel purchases when you redeem through Chase Ultimate Rewards® — right now, there’s not a better bonus offer on the market.
Each account anniversary, you get bonus points equal to 10% of your purchases made the previous year along with up to $50 in statement credits for the previous year’s hotel purchases. You get 3X points for dining, streaming and online grocery purchases, and you get 5X points for travel purchases made through Chase Ultimate Rewards. The real reason this card is so good for in-flight purchases, however, is that you get 2X points on all other travel purchases — including those you make while you’re in the air.
Discover it Miles
You can look for a travel card that delivers more perks with no annual fee than Discover it Miles, but you might never find one. It’s great for in-flight purchases in two specific ways. First, you get 1.5X miles for every $1 in purchases — including those you make on the plane. Second, you can redeem the miles you earn not just for airfare, but for travel spending, in general, including in-flight purchases.
Beyond that, there are plenty of reasons to make Discover it Miles your go-to travel card. Only Discover matches the miles you accumulate during your first year as a cardholder. If you earn 40,000 miles, for example, that becomes 80,000, or $800. There’s no minimum spending requirement, no blackout dates, no foreign transaction fee and no annual fee.
Bank of America® Travel Rewards Credit Card
The Bank of America® Travel Rewards Credit Card is great for in-flight purchases because it pays a flat 1.5 points for every dollar you spend, no matter where you spend it — including at 30,000 feet. There’s no annual fee and no foreign transaction fee, and you get 25,000 online bonus points after you make at least $1,000 in purchases in the first 90 days of account opening — that can be a $250 statement credit toward travel purchases. As a cherry on top, the card comes with a 0% Intro APR for 18 billing cycles.
More From GOBankingRates
This article originally appeared on GOBankingRates.com: 4 Best Travel Credit Cards for In-Flight Purchases