5 Money Hacks to Cut Shopping Costs and Bills

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Everybody likes getting a good deal, but not everyone has the patience or savvy to save. However, there are a few sly ways of getting as much cash as you can when you shop as well as pay bills. Here are tricks to incorporate into your normal everyday routine that have the potential to save you lots of cash.

1. Cut your interest if you have a ton of debt
There are other ways of getting rid of accumulated interest than just paying off your entire balance in one shot. For instance, if you have a lot of interest you can consolidate all your credit card debt to one single card, a balance transfer card, that allows you to spend the first 12 to 15 months interest-free so you can pay off your balance without accruing the extra charges.

2. Want extra cash back when shopping?
Plenty of banks have shopping portals you can use to get additional cash back when making online purchases. Or click through a reputable cash back portal such as eBates to get a percentage back of how much you spend.

3. Work the system
Most websites offer anywhere from ten to 20 percent back (though some offer more) for signing up for their emails. Create multiple email addresses so that you can keep getting that introductory offer each time you make a purchase.

4. Do a quick search
This hack is absurdly simple, but effective. When making an online purchase, go to your Internet search engine of choice and search the name of your site in combination with words like "discount code," "coupon," or discount." You'd be surprised how many promotional codes are floating out there, and how many people are willing to help others by sharing deals.

5. Internet tasks for rewards
In a previous article on how to earn cash fast, one of the methods we wrote about involved performing quick tasks in exchange for money, if just a few cents per task.

One site, "Swagbucks" gives you ways of earning currency that can be redeemed for rewards, such as gift cards (one of their most popular is Amazon.com). "Swagbucks" has you watch videos, play games, search the Internet, etc. and has awarded members over $45 million in rewards since its inception in 2008.

Getting the most out of one's hard-earned money is a priority most people value. By utilizing these five simple must-know money hacks, you can save significantly on interest and purchases, while earning cash.

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This article originally appeared on MyBankTracker.com

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