5 Tips for Changing Travel Plans on Short Notice

Upset passenger in line at airport
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You've spent months fine-tuning the details of your vacation only to have a last-minute situation -- a work crisis, a dog or house sitter who bails or, gulp, the dreaded family emergency -- change your plans entirely.

Travel insurance can protect you in such situations. But what happens if you haven't taken out coverage on vacation logistics and are forced to cancel in a hurry?