Delayed Launch: How (and Why) to Postpone Your Job Market Debut

College is out and, for millions of newly minted graduates, it's time to get a job. While the job market has recovered from its lowest recessionary levels, more than 11 percent of recent grads remain unemployed and almost 50 percent are underemployed. Worse yet, as a National Bureau of Economic Research study reveals, people who enter the job market when salaries are low can take 10 years or more to catch up to where they would have been if they had entered during a hotter period.

Under the circumstances, it isn't hard to see why some people want to hold off on entering the job market; after all, the decision to wait a few years in order to start work when salaries are higher can have a major payoff, especially for people who use their time productively. With that in mind, here are a few great ways to delay launch -- and a few important things to consider when deciding on your next move.

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Bruce Watson is DailyFinance's Savings editor. You can reach him by e-mail at bruce.watson@teamaol.com, or follow him on Twitter at @bruce1971.