NYU Student Wants to Change How Young People Manage Money

By Mandi Woodruff

At 21 years old, NYU undergrad Scott Gamm is not your typical co-ed. Since the ripe age of 17, Gamm has been an avid student of all things finance.

He launched a blog, HelpSaveMyDollars.com, soon after the recession took hold as a way to help people his age grow into conscious, responsible spenders and savers.

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"You know, my parents' finances were one of the main causes of their divorce, and right after that [happened], there was the recession," Gamm told Business Insider. "Those were two reminders within a few years of each other that finance is a serious topic and it's not something I want to leave up to trial and error."

Gamm released his debut personal finance book, "More Money, Please: The Financial Secrets You Never Learned in School," last week. We asked him to share a few tips that every 20-something should learn to master their finances early:

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