10 Areas With Zero Foreclosures in the Last Year

Though the number of foreclosures nationwide is finally coming down, they still remain a stain on local housing markets and a reminder of the bust that ravaged the country. It's been such a widespread problem that you may wonder: Is there anywhere that doesn't have any foreclosures? We're glad you asked -- because, yes, there are.

We hear a lot about the best cities to buy foreclosures, but these 10 areas aren't among them. That's because in the last year, there hasn't been a single foreclosure in any one of them, according to online foreclosure marketplace RealtyTrac. All of these areas are sparsely populated, mostly rural regions. That's the main reason there aren't any foreclosures, said RealtyTrac vice president Daren Blomquist.

Related: Foreclosures for Sale in Your Area

"It is rare to have absolutely no foreclosures in a county over the course of a year. Even in a healthy housing market the law of averages dictates that a few homeowners will be struggling," Blomquist said. "I would say the primary reason that most of these areas had zero foreclosures is simply because they are relatively small, probably largely rural counties with not as much opportunity for foreclosure, and where a higher percentage of homeowners own their homes outright and don't have any mortgage that could be foreclosed on."

Jealous? Don't be. Only one of these areas has a population of more than 10,000. What would you do with your Saturday night? Click through the gallery below to see 10 areas where there have been zero foreclosures in the last year.

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See also: Zombie Foreclosures: Borrowers Hit With Debts That Won't Die
Homebuyers Camp Out for Chance at New House

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