How to Live Richer in 2013

Okay, we know that some lucky devil will strike it rich in the lottery this year. But just because it's not you doesn't mean that 2013 can't be the year your financial fortunes take a turn for the better. And we've got just the ticket: a baker's dozen worth of lists filled with ideas for spending less, earning more, investing better and not getting sidetracked by common money mistakes.