Planning for death, disability, or other personal tragedies is the last thing you may want to think about. Yet not planning for those contingencies can leave families dealing with highly tense issues at times when they're least able to handle the additional stress.
Many people put off doing estate planning on the grounds that it's too complicated. But it's not that difficult, and the right moves can save both you and your family a lot of trouble down the road.
Here are things to keep in mind for various stages in life.
You can follow Motley Fool contributor Dan Caplinger on Twitter @DanCaplinger.