Saving on Sunblock -- Savings Experiment

Sun protection is a must-have if you're outside a lot or spending a day at the beach, but there are dozens of brands and SPF levels to choose from. So, how do you choose the right product for the best coverage?

Well, when it comes to sunblock, all you need is a product with an SPF of 30. It has been scientifically proven that anything higher provides a negligible difference in protection. In other words, spending more money on 50 SPF or 70 SPF sunblocks is a waste of money.

Aside from that, there's really no difference between products. Whether you use a spray, oil or lotion, each provide the same level of sun protection when applied evenly. Therefore, the cheapest option is your best bet.

Target's Up and Up Sport Sunscreen in SPF 30 costs $4.54 for a 10.4-ounce bottle, while Coppertone Sport SPF 30 costs $7.44 for an 8-ounce bottle. Walmart's Equate sunblock in SPF 30 is priced at $7.50 for 16 ounces, and a comparable Coppertone bottle costs $7.87 for 10.64 ounces. By going generic, you can save anywhere from 27 to 49 cents per ounce.

With beach days and vacations, sunblock goes quickly, so the savings you get from cheaper sunblock can really add up. Don't be fooled by fancy packaging and gimmicks. Keep these tips in mind and you'll be able to protect your skin and your budget.