How YOU Would Solve the Mortgage Crisis

We asked, you answered. AOL Real Estate's post on the idea that banks should be forced to offer principal loan reductions on underwater mortgages brought an avalanche of comments, including some calling for a grassroots revolution. One reader suggested, "Perhaps EVERYONE should STOP paying their mortgages for a year, not just a few, EVERYONE FOR ONE YEAR. Maybe the banks would listen then. Greedy bastards."

Others were less extreme, but made the point that the U.S. government bailed out the banks more than a year ago and, as wrote BJW, "now it is their turn to help us out of a jam."