Auto insurance? Check. Health insurance? Check. Home insurance? Check. Life Insurance? Check. Disability insurance? Er...not so fast. If you're like most Americans -- about two thirds -- you're about tapped out just covering your material possessions, paying student bills or saving for your kids' future, maybe even putting a little away for retirement. You see disability insurance as a low-priority luxury.
According to a new survey from the nonprofit LIFE Foundation, only one in six working Americans (16 percent) consider their paycheck to be their most valuable asset. What many fail to consider is what would happen to them and their families should they suddenly become sick or injured, and unable to work.