More Americans Raiding Retirement Funds

It looks like more Americans will be working longer and harder than ever. It seems that we're tapping into our retirement funds for tomorrow in order to make ends meet today, and if the economy is getting better, somebody had better tell our bank accounts.

In fact, a new study released by Bankrate, Inc. shows that that 19 percent of Americans have admitted to tapping into retirement funds over the past 12 months, to cover emergencies.