How are you planning to spend your anticipated tax refund? The IRS says this year's average refund will total about $3,000, which can go a long way. Are you going to buy a new, high def plasma TV? Take a nice vacation? Maybe use it to fortify the retirement savings you raided during the recession?
If you're like 46 percent of your fellow refundees, you plan to use your tax refund to pay off bills. That number is down from 56 percent last year who planned to use it that way last year, which means that this year people are paying down their debt and becoming more confident about spending.