Debt Free: How to Create the Right Mindset to Get Out of Debt

As a Money Coach for nearly a decade, and as someone who once had $100,000 in credit card debt, I know that becoming debt-free isn't just about using solid money-management techniques and effective debt-elimination strategies. It's also about having the right mindset to get out of debt.

Here are four insights to help you create the proper mindset to get out of debt.

1. It's Not About the Money

Most of us erroneously think that the biggest drawback of being in debt is the amount of money we have to pay to banks and creditors. We bemoan all the cash that goes down the drain in the form of interest. Or we rail about high fees, late payments and other charges tied to having debt.