Couple Owns Home After One Payment Due to Foreclosure Glitch

Facing foreclosure and fed up with the banks trying to take back your home? Well, a foreclosure loophole that helped an Ankeny, Ia., home construction worker and his mortgage loan originator wife win a 2009 court judgment against CitiMortgage, giving them title to their $278,000 house free and clear after only one mortgage payment, just might apply to you, too, even if you live in Arizona, Florida, Nevada or one of several other states.

The Iowa couple, Matt and Jamie Rae Danielson, are now under scrutiny from skeptics who are wondering if perhaps the couple devised a "win-a-free-home" scheme from the get-go.

There was no pre-planning, the couple told AOL Real Estate during a phone interview Monday night, but they wish they can convince their bashers who "are spreading gossip and making accusations" after they became aware of this nearly three-year-old issue when the Des Moines Register wrote about the couple twice last week.

"People are threatening to burn our house down. There are nasty blogs going around where people are outraged," a distraught-sounding Matt, 33, said as a baby cried softly in the background. He says he and his wife didn't seek this loophole when they purchased their house (pictured) in May 2007. "You don't make this kind of thing happen. It happens to you."