Home Improvements for First Home Buyers

To improve or not to improve--that's the big question when you're about to move into a new home, and especially challenging if it's your first home. You want to make the right choices for your wallet, your comfort and your return on your home improvement investment dollar.

Before you hire a contractor or take a sledgehammer to that annoying yet load-bearing wall, consider the following Three M's of improvements for your first home.