You Know You're Too Frugal When...

Jim Dailakis realized he was taking frugality too far by saving a few dollars riding the bus and subway to work in New York City, despite the availability of a more expensive commuter train that cut the trip's time in half. Dailakis eventually figured out that time was money, and the extra $8 to ride the Long Island Rail Road was worth the cost.

"This was no way to live," says Dailakis, right, of his long commute 10 years ago when he arrived in New York from Australia. Since then, the comedian has earned enough money to change his poor travel and eating habits, and has vowed to spend the extra money when needed when it comes to his health or time.