The Three Worst Things You Can Say to an Auto Lender

Heading to the car lot to pick out a new ride can be a lot of fun. Talking to the auto lender, however, can feel a bit like a hostage negotiation. After all, you're trying to get the best car you can get for the best price, while the dealer simply wants to make as much money off you as possible.

And unless your bottom line is truly bottomless, you don't want to leave the lot knowing that something else in the budget -- like groceries -- will have to be sacrificed in order to afford that new, monthly car payment.

So before you go car shopping, be forewarned. These are the three worst things you can say to an auto lender.