Seven Secrets to Choosing the Best Credit Card

How did you choose your most recent credit card? Did you fill out an application an issuing bank sent you in the mail, or at a store to get 10% or 15% off your day's purchases? If you answered "yes" to either of these questions, you're probably missing out on the best credit cards for your situation.

In the past, we've discussed choosing the best credit card for your age, or for holiday shopping, but this time, to find out what priorities you should consider and what questions you should ask yourself before signing up for any new credit card, we turned to John Ulzheimer, president of consumer education at SmartCredit.com, to get his advice.