How to Pay Off Your Home Faster in Five Steps

For homeowners, the key to becoming debt free for life is paying off your mortgage as quickly as possible. Of course you can't even think about doing that unless you have the right kind of mortgage -- which is to say, a 15- or 30-year fixed mortgage with payments you can afford to make. If you don't have that kind of mortgage, I'm going to tell you how you can get one. But for the moment, let's assume you either have that kind of mortgage or are shopping for a mortgage and can choose. How do you make the right choice so you can pay it off as quickly as possible?