Top Five Credit Score Myths


credit score
credit score

A good credit score is one of the basic building blocks to financial stability. However, even well-informed consumers may still believe in one or two of the commonly-believed myths about those crucial three digits.

"We're seeing a lot of myths out there and a lot of misperceptions consumers have about their credit scores," says Melinda Opperman, senior vice president of community outreach and industry relations at Springboard Nonprofit Consumer Credit Management.

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WalletPop asked these financial educators and industry experts to share and dispel the most common fallacies surrounding credit scores. Here's the real truth about your credit score