Help! My Tax Documents Are Late!

The IRS has announced that it's officially open for business for the 2010 tax season. The IRS E-file and FreeFile online options are both in full swing (though keep in mind that some taxpayers can't file their returns for a couple more weeks due to IRS processing delays). But what happens if you're ready to file your federal income tax returns and you don't have the forms W-2, 1099 and other documents you need? By law, you should have most of your tax documents already -- the deadline for getting those to you was Monday, Jan. 31, 2011. If you didn't get yours, here's what to do: