Most Americans Unprepared for Retirement: Employers Try to Help

The bad news is that your boss probably isn't very confident you're saving enough for your own retirement. The good news is that your employer is probably doing more to see that you're taken care of. Those are the findings of a report released by Aon Hewitt, an international human resources consulting and outsourcing firm.

The survey of 210 mid-to-large U.S. companies representing 6.2 million workers reveals that just 38 percent of employers are confident that workers are taking accountability for their financial future, down from 43 percent in 2010. Further, fewer than a third (30 percent) of companies are confident employees are sufficiently prepared for retirement. As a result, companies are increasingly focusing on adding features and making benefit plan design changes to boost savings rates and promote responsible investing.