Best Credit Cards for Earning Rewards

We recently told you about CardRatings.com's top credit card picks for 2010 in the travel, low interest and low balance transfer categories. The site just released the second half of its picks for 2010, covering the best points-rewards cards, the best cards for people with poor credit and the most innovative cards and programs. WalletPop called up CardRatings' founder Curtis Arnold to chat with him about his site's picks. Here's what he had to say:

When it comes to points-based rewards cards, the site made note of two cards, one conventional credit card (the Chase Sapphire card) and one charge card (ZYNC from American Express). Arnold points out that while ZYNC is marketed to young adults, its customizable rewards make it a good option for anybody who wants to get rewarded by their issuer and who plans to pay off their balance every month. The Sapphire card offers a very generous 10,000 bonus points after a $500 purchase within the first three months; that's the equivalent of $100 cash back!