The 10 Commandments of Wealth and Happiness

Start an IRA. Max out your 401K contributions. Pay yourself first. There is no shortage of advice on the Internet about how to manage your money. So much, in fact, that it's easy to lose sight of the forest for the trees, assuming that lasting prosperity and, ultimately, happiness are indeed your forest.

Well, I decided a long time ago that I wouldn't take weight loss advice from my couch potato pals. By the same token, I'd rather take my financial advice from a wealthy-and-happy person. Stacy W. Johnson, the founder and publisher of Money Talks News and author ofLife or Debt 2010: A New Path to Financial Freedom (Simon & Schuster, 2010) left his Wall Street job 20 years ago to create his own financial education company, and has been financially independent ever since.