Want to buy a house? Here's How to Get a Low Mortgage Rate

If you hope to get a mortgage, either for a new house or to refinance into the great low rates available now, the biggest factor that you can control is your credit score. Your FICO credit score -- a number that gives lenders an idea of how well you pay bills, live within your means and manage debt -- will determine how good of a rate you get or whether you get a loan at