Raising Credit Score Reduces Mortgage Costs

If you have a credit score at 620 -- generally considered the dividing line between good and bad credit -- boosting it by 20 points could save you thousands of dollars on your mortgage. And there are simple ways to do this in a short time. An analysis of about 300,000 loan requests received through Zillow.com in September revealed that a homeowner who raises his or her credit score to 640 points may benefit from