Mastering the Art of Managing Credit

Call Shameka Gainey obsessive about her money, and she won't deny it a bit. She masters her accounts like a conductor of an orchestra, cueing a percentage of her salary to go to emergency funds, to retirement, to her personal weekly allowance, all so she can hear the sweet sound of financial stability. Cha-ching!
"I'm constantly calculating and re-evaluating," says the 30-year-old attorney, who practices general civil litigation and white collar criminal defense