House Hunting When Your Credit is Fine, but Your Partner's Isn't

Myrlin Hermes and her boyfriend, Jeremy Capps, knew the kind of house they wanted to buy in Portland, Ore., and had an idea of how much home they could afford. Hermes, a novelist, has an excellent credit score of 765. Capps earns a solid living as a network engineer for Intel. Their mortgage prospects looked bright.
Or so they thought.
Despite Capps' steady income, his credit score came up as "not