Best Credit Cards: CardRatings Announces Its Picks

Despite banks' dire predictions that new regulations like the CARD Act would force them to batten down the hatches and stop giving customers low rates and decent rewards on credit cards, there are still some good deals out there, especially for consumers with good credit.

We pointed you toward some recently that give you more bang for your buck when it comes to holiday spending. Now, CardRatings.com just completed the first half of its annual "best cards" roundup and found several great options out there for Americans who want to apply for a credit card. This edition focuses on the cards that offfer the lowest introductory rates, lowest APRs, best cash back and best travel rewards.